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ARTICLE · 10 OCTOBER 2025

How Stablecoins And AI Agents Could Transform Payments In Canada: Legal And Regulatory Implications

Miller Thomson
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Canadian financial institutions are entering a critical phase in the evolution of payments. As stablecoins and AI agents emerge as disruptive forces in global finance, Canadian regulators, banks...

GlobalTechnology
Wayne Logan
Wayne Logan
Cody Foggin
Cody Foggin
Khushboo Goyal
Khushboo Goyal
Trevor McGowan
Trevor McGowan
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Canadian financial institutions are entering a critical phase in the evolution of payments. As stablecoins and AI agents emerge as disruptive forces in global finance, Canadian regulators, banks, and fintechs must prepare for a new era of programmable, cross-border transactions.

  • Stablecoins—digital assets designed to maintain a stable value by being pegged to a reserve asset, such as fiat currency—may have practical applications in cross-border remittances, merchant settlements, corporate treasury operations, and certain institutional settlement processes.
  • AI agents are capable of autonomously facilitating these digital transactions and will significantly reshape traditional banking systems.

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