Simplified Holder Control Procedures: New Regulation Effective From 25 November 2025

Quick Take

On 25 November 2025, the Federal Financial Supervisory Authority (Bundesanstalt für Finanzdienstleistungsaufsicht – BaFin) published the Regulation on the Simplification of Ownership Control Procedures and Certain Notifications of Individuals (Regulation).¹ This follows the pan-European effort to simplify and streamline supervisory law.²

The Regulation leads to changes in the Holder Control Regulation (Inhaberkontrollverordnung – InhKontrollV)³ and the Regulation Concerning Reports and the Submission of Documentation under the Banking Act (Anzeigenverordnung – AnzV)⁴, with the changes in the InhKontrollV being more extensive. The InhKontrollV applies to institutions that intend to acquire a qualifed holding⁵ in, for example, a credit institution, financial services institution or insurance company (see also Sect. 1 InhKontrollV) or plan to change an existing qualifying holding in any form (and thus either exceed or fall below certain thresholds).