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ARTICLE · 09 DECEMBER 2025

Debt Collection In Cyprus – From First Demand To Enforcement

A. Danos & Associates LLC
A. Danos & Associates LLC
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A. Danos & Associates LLC

A. Danos & Associates LLC

A. Danos & Associates LLC is a full-service Cyprus law firm based in Nicosia, advising businesses,...

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Most businesses in Cyprus, at some point, end up with at least one client who stops paying. Sometimes it is a cash-flow issue, sometimes it is a conscious choice to delay, and occasionally the debtor is simply betting that you will lose interest and write it off.

CyprusFinance and Banking
A. Danos & Associates LLC
A. Danos & Associates LLC

Most businesses in Cyprus, at some point, end up with at least one client who stops paying. Sometimes it is a cash-flow issue, sometimes it is a conscious choice to delay, and occasionally the debtor is simply betting that you will lose interest and write it off.

Cyprus law gives creditors a clear way to respond. Since 1 September 2023, new Civil Procedure Rules (CPR) apply to new cases and place much more weight on what is done before a case goes to court. If that stage fails, the rules set out how you obtain a judgment and then enforce it against the debtor's assets.

Below is how this usually plays out in practice in a typical debt case.

Taking Stock Before You Start

Before sending a formal demand or filing anything at court, it is worth taking a short pause and asking:

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The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.

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