Intelligence

La Comisión para el Mercado Financiero de Chile emitió la Norma de Carácter General N°576, modificando el funcionamiento del Registro de Deuda Consolidada (REDEC) tras dos procesos de consulta pública que recibieron más de 360 comentarios. La normativa introduce exigencias reforzadas en materia de trazabilidad, preservación y notificación de consentimientos otorgados por deudores, además de regular la integración mediante APIs y establecer mecanismos má

Chile's President has submitted a comprehensive Capital Markets Reform and Home Financing Bill that proposes significant updates to the country's capital markets legal framework.

The Financial Market Commission has issued new regulations strengthening consent management requirements for Chile's Consolidated Debt Registry, introducing enhanced traceability, preservation, and notification standards. The amendments establish stricter protocols for how financial entities must handle debtor authorizations when accessing credit information, including mandatory notifications, unique tracking codes, and improved revocation mechanisms.

The Chilean Government has introduced a comprehensive Capital Markets and Home Financing Reform Bill that fundamentally restructures the regulatory framework for fund management companies, including new capital requirements, the creation of investment manager roles, and enhanced operational flexibility. The proposed legislation also introduces significant tax amendments for investment fund units and establishes new mechanisms for housing finance through FONAVI funds.

Chile's Personal Data Protection Agency has published a new regulation establishing comprehensive requirements for data infringement prevention models, including mandatory compliance programs, Data Protection Officer appointments, and certification procedures. The regulation introduces a three-year certification system that offers controllers potential mitigation of sanctions while setting forth detailed supervision and enforcement mechanisms.

El Ministerio de Hacienda de Chile ha publicado el Decreto N° 662/2025, que establece un marco regulatorio integral para los modelos de prevención de infracciones en materia de protección de datos personales.