If there is one thing I hate more than the end of the holiday
sea- son, it's the pressure to come up with some new year's
resolution. And let's be honest – my dedica- tion when it
comes to going to the gym or will power in putting down that
two-week-old shortbread cookie makes for a very short "New
Year, New Me" period.
But if there is one thing I will make sure to follow through on,
it's getting in my last-minute RRSP contributions in before the
deadline. But making sure you top up your contributions to
maximize your deductions for 2018 is just the top of the tax-
saving iceberg. A properly tax- planned RRSP will reap
immedi- ate benefits to you in lowering your overall tax bill,
especially if you have lower-bracket family members. Here are some
plan- ning tips to help you and your family make the most of RRSPs,
especially if you are a busi- nessperson or professional:
