Collecting a Debt
Initial Steps
If you are owed money and the debtor has refused to pay or
won't respond to your requests for payment, you can attempt
collecting your debt through the Courts of British Columbia. A
court judgment may convince the debtor to pay.
Before suing, you should consider the amount owing. A small debt
may not be worth starting a lawsuit. If the debt is not an exact
sum, it may not be considered a "debt" at law and may be
more complicated to collect. For example, money you are owed
because someone injured you or has damaged your property is not a
"debt" at law.
Demand Payment from a Debtor in Writing
You should demand payment from the debtor in writing. There is
no magic to the exact words you should use. Set out the amount
owing and demand payment by a certain date. You should warn the
debtor that you intend to sue if the money is not paid. If you are
unsure of what to write, you can contact us for more information on
how to write a
