By law, every driver in Ontario is required to carry insurance,
with severe penalties – such as a minimum fine of $5,000
– for driving without it. But, how do you ensure that your
insurance is current, and that it didn't expire without you
noticing?
Making sure you renew your auto insurance policy
In most cases, this is not an issue – the majority of
insurance policies automatically renew at the end of their term,
with cancellation of the policy only occurring at the client's
request. However, there are circumstances where a policy may not
automatically renew. For example, some insurance companies will not
renew a policy with a driver who has had three or more convictions
under the Highway Traffic Act. Likewise, a driver who has become
too high risk, such as one who has experienced multiple at-fault
accidents, may also find that their insurance company is unwilling
to renew the policy. In most cases where the policy is not going to
automatically renew, the
