How Do I Know If I Have Enough Insurance? (Video)

Ontario's 2026 auto insurance reforms converted most accident benefits from mandatory to optional coverage, creating significant gaps in protection for pedestrians, cyclists, and unlisted drivers. Understanding these changes and taking proactive steps before your policy renewal could mean the difference between comprehensive coverage and devastating financial exposure after an accident.

Premium credit cards often include rental car insurance, but many Canadians misunderstand what this coverage actually protects. While collision damage waivers may cover the rental vehicle itself, they typically exclude liability for injuries to others, personal belongings, and certain vehicle types. Understanding these limitations before declining the rental company's insurance can prevent costly surprises after an accident.

In a nutshell, the SPF 6 provides liability coverage for accidents involving so-called non-owned vehicles.

After making an initial investment in HIAL in 2021, Western acquired the remaining outstanding shares of HIAL on May 1, 2023. This transaction reinforces Western's service offering...

Ontario's Financial Services Regulatory Authority has issued a warning about unlicensed businesses selling Guaranteed Asset Protection (GAP) insurance through vehicle dealerships, leaving consumers potentially unprotected despite paying hundreds of dollars for coverage. The regulatory body has identified cases where GAP products reference insurers that never actually underwrote the policies, and is now taking enforcement action against violators while monitoring the market for compliance with licensing requ

Ontario is implementing major changes to auto insurance accident benefits starting July 1, 2026, shifting most coverage from mandatory to optional. Income replacement, caregiver benefits...

Significant changes to auto insurance in Ontario are set to take effect on July 1, 2026, through reforms to the Statutory Accident Benefits Schedule (SABS).

A claim for diminished value of a vehicle repaired after an accident is not covered under Section C of the Alberta Standard Auto Policy, SPF No. 1.

If your accident benefits have been denied in Ontario, you are not alone. Many of those injured in motor vehicle collisions are surprised to learn that the benefits they claimed...

Insurance companies routinely schedule Independent Medical Examinations (IMEs) as part of the claims process in Ontario, often leaving claimants uncertain about their purpose and impact. Understanding what IMEs assess, why they're requested, and how to prepare can significantly reduce stress and help you maintain control over your claim outcome.

Law360 Canada (July 29, 2025, 10:01 AM EDT) -- In November 2022, Ontario introduced asignificant shift in municipal governance through amendments to the Municipal Act, 2001, empowering select mayors with new executive authorities known as strong mayor powers.

For many people in Ontario family court, the first case conference can feel uncertain. You may wonder whether anything meaningful can happen at this early stage, especially if disclosure is missing, support is needed, or temporary arrangements are required. While a case conference is not a trial, it can still be an important step in getting the case organized and moving forward.

On May 1, 2026, the Ontario Labour Relations Board (OLRB) issued its remedy decision in Braganza v. Randstad Canada (LRB Case No. 1768-23-UR), awarding a self-represented applicant $195,833.26 in compensation following a finding of reprisal under section 50 of the Occupational Health and Safety Act (OHSA).

For many business owners, the company is their largest asset. In an Ontario divorce, the business itself is usually not divided between spouses, but its value can have a major impact on the equalization payment that one spouse may owe the other.

Ontario manufacturers may be sitting on a significant hidden tax risk. While industrial property values have changed dramatically since 2016,

Questions about a person's mental capacity often arise at some of the most difficult moments in a family's life. Adult children may be worried about an aging parent's finances or personal care. Siblings may disagree about whether a parent understood a new will or power of attorney.

A manufacturer secures a significant new opportunity with a major customer. The purchase order supports growth, production increases, and new equipment may be required. On paper, the business case looks strong.

The Supreme Court of Canada has established a new tort for intimate partner violence, extending legal recognition beyond physical abuse to include psychological control, financial manipulation, and other coercive tactics. Understanding who can sue, what conduct qualifies, and how courts will assess damages is essential for anyone navigating this emerging area of law.

A cohabitation agreement can be one of the most effective tools for protecting both partners' financial interests. Recent Ontario cases, however, show that enforceability depends on more than the words on the page. Courts are increasingly scrutinizing how agreements were negotiated, whether the parties understood them, and whether the process was fair.

Separating spouses often enter into separation agreements or marriage contracts that include a waiver of spousal support. These provisions are frequently intended to provide certainty, finality, and closure.