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ARTICLE · 01 MARCH 2012

New Regulations For Debt Collectors In Manitoba

Blake, Cassels & Graydon LLP
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On February 15, 2012, Manitoba amended its consumer protection legislation to provide for new limits on the amount debtors may pay in connection with debt repayment agreements or to persons who are acting for the debtor in arrangements or negotiations with creditors.

CanadaFinance and Banking
Blake, Cassels & Graydon LLP
Blake, Cassels & Graydon LLP
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Copyright 2012, Blake, Cassels & Graydon LLP

Originally published in Blakes Bulletin on Financial Services, February 2012

On February 15, 2012, Manitoba amended its consumer protection legislation to provide for new limits on the amount debtors may pay in connection with debt repayment agreements or to persons who are acting for the debtor in arrangements or negotiations with creditors. Further, the new amendment provides that fees may not be charged to a debtor prior to the successful arrangement or negotiation of a settlement acceptable to the debtor.

The Manitoba Consumer Protection Act (the CPA) limits the amount that a person may collect from a debtor for making arrangements or negotiating with credit grantors on behalf of the debtor or for receiving money from the debtor for distribution to his or her creditors. Under the amendment, this limit is set at the greater of (i) 15% of the money actually collected from the debtor for distribution to his or her

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