The number of workers over the age of 65 has risen significantly
in recent years. The increasing number of older employees who
are choosing to remain in the workplace, combined with the (near)
elimination of mandatory retirement, has raised many considerations
that employers have not previously addressed. One such
consideration is the termination of benefits after an employee
reaches the age of 65. While most employers routinely terminate
benefits at age 65, the changing workforce demographic has created
a demand for benefits coverage for older workers. Unfortunately, it
is difficult to provide benefits to employees past the age of 65
because insurers either will not provide the coverage, or will only
do so at a cost that is unacceptable to the employer. This has
created conflict between some employers and employees, and has led
to legal challenges.
