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ARTICLE · 14 JULY 2014

Osler Makes Submission Re Federal Government’s Target Benefit Plan Proposal

Osler, Hoskin & Harcourt LLP
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Osler made a submission in response to the federal Government’s consultation paper "Pension Innovation for Canadians: The Target Benefit Plan".

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Osler, Hoskin & Harcourt LLP
Osler, Hoskin & Harcourt LLP
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Osler made a submission in response to the federal Government's consultation paper "Pension Innovation for Canadians: The Target Benefit Plan".

We provided comments with a view to ensuring that target benefit plans (TBPs) are introduced in a way that puts them on a "level playing field" with other currently available pension options (i.e., traditional defined benefit and defined contribution pension plans), such that artificial barriers are not created which could impede TBP implementation.

In our view, the following are the two biggest disincentives to the adoption and/or sustainability of new TBPs under the current Government proposal:

  • Negotiation/consent requirements for the establishment and amendment of TBPs, particularly in a non-union context; and

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