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ARTICLE · 21 MARCH 2016

Employer Tagged For Misrepresenting Criteria For Coverage Under LTD Policy

In January 2016, the Supreme Court of British Columbia released its decision in Feldstein v 364 Northern Development Corporation, 2016 BCSC 108.

CanadaEmployment and HR

In January 2016, the Supreme Court of British Columbia released its decision in Feldstein v 364 Northern Development Corporation, 2016 BCSC 108. The employee in that case suffered from cystic fibrosis, a chronic, degenerative disease primarily affecting the lungs, since the age of nine. The employee stated that given his condition, he would not have accepted employment unless it included sufficient and appropriate LTD benefits, i.e. a benefit equivalent to a significant portion of his monthly salary and which did not preclude pre-existing health conditions.

After two interviews, the employee then received an email offer of employment. He responded by advising that he intended to consider the offer, but required a copy of the benefits brochure first. The benefits document included details of the LTD plan, which provided for coverage of 66.67% of monthly earnings to a maximum of $5,000. However, the benefits summary stated under the heading "Proof of Good Health" that

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