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ARTICLE · 22 DECEMBER 2025

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10 Things Ontario Workers With Invisible Disabilities Need To Know About Long-Term Disability Benefits

Unified LLP
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Many Ontario workers live with conditions that other people cannot see: depression, anxiety, PTSD, ADHD, fibromyalgia, chronic fatigue, migraines, long COVID...

CanadaEmployment and HR
Gil Fischler
Gil Fischler
Christopher Kim
Christopher Kim
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Many Ontario workers live with conditions that other people cannot see: depression, anxiety, PTSD, ADHD, fibromyalgia, chronic fatigue, migraines, long COVID, autoimmune disease, and more. These invisible disabilities can make full time work impossible, even when you "look fine" to co-workers or friends.

When your symptoms stop you from doing your job, long term disability benefits can be the financial lifeline that keeps you afloat. Yet claims based on invisible disabilities are often questioned, delayed, or denied. Mental health and other "non visible" conditions now account for a very large share of disability claims in Canada, and employers report that mental health issues are the leading cause of short and long term disability in their organizations.

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The content of this article is intended to provide a general guide to the subject matter. Specialist advice should be sought about your specific circumstances.

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