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ARTICLE · 31 MAY 2016

FinTech Market Study May Lead to Important Regulatory Changes in Canada

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The Canadian Competition Bureau has launched a market study into technology-led innovation and emerging services in the Canadian financial services sector.

CanadaAntitrust/Competition Law
Davit Akman
Davit Akman
Denes Rothschild
Denes Rothschild
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The Canadian Competition Bureau has launched a market study into technology-led innovation and emerging services in the Canadian financial services sector. The study is in keeping with the Bureau's commitment in its 2015-2018 Strategic Vision document to "promote and advocate for a more competitive marketplace, emphasizing smart regulation focused on achieving legitimate regulatory objectives".

Various financial services, including bank accounts, methods of financing such as crowdfunding, money transfers and payments such as e-wallets, currency exchanges, loans and investments are increasingly being offered in new forms or via new methods through new and innovative technologies, known collectively as "FinTech". The emergence and continued growth of FinTech in the financial services sector should offer consumers benefits in the form of increased choice and reduced costs. However, there are concerns that the emergence and adoption of such technologies in Canada has

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