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ARTICLE · 01 JUNE 2020

Total Permanent Disablement (TPD): frequently asked questions

Carroll & O'Dea
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Answers to frequently asked questions around TPD including: What is TPD insurance? What does TPD mean? etc

AustraliaInsurance
Thomas Felizzi
Thomas Felizzi
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Total Permanent Disablement (TPD) FAQ's

What is TPD insurance?

Total Permanent Disablement (TPD) insurance is a type of life insurance which pays you a specified lump sum in the event you are found to have total and permanent disability as a result of injury or illness. The key words are total and permanent. Benefits under TPD insurance are usually lump sums paid to you if you can't ever go back to your normal job or any other suitable work because of your injuries or illnesses.

How do I know I have TPD insurance?

Many people are unaware that they may already have TPD cover as a result of superannuation and / or other insurances that they hold. There are various ways that you may be entitled to TPD benefits, including through:

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