Safeguarding your financial security when you are unwell and
unable to work can be crucial.
While many people focus on protecting health and property with
insurance cover, another key insurance cover that often gets
overlooked is the ability to access income protection (IP)
benefits, when you are unable to work.
This article aims to explain how insurers assess these claims
and your right to make a claim against income protection
insurance.
1. You may have income protection cover –
without even knowing it!
It is worth checking your Super (and your employer) to see if
you have IP cover
You may have income protection cover without ever having
formally applied for cover
