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ARTICLE · 24 JULY 2026

Cathro Clarity – July 2026

Cathro & Partners
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Cathro and Partners' expanded Cathro Clarity dashboard reveals diverging trends in Australian insolvency: corporate appointments have nearly tripled since FY22 while personal bankruptcies rose only 15%, with debt agreements now accounting for 43% of personal insolvencies. The data exposes striking industry patterns, particularly healthcare's disproportionate representation in personal bankruptcies compared to corporate failures, and construction's dominance across both categories.

AustraliaInsolvency/Bankruptcy/Re-Structuring
Chris Bergin
Chris Bergin
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Personal bankruptcy and corporate insolvency – what the latest AFSA and ASIC data tells us

Cathro and Partners have recently expanded our Cathro Clarity dashboard, which provides real time interactive analysis of insolvency statistics.

We are pleased to now offer live data on personal bankruptcy as well as corporate insolvency.

How Australians are entering personal insolvency

The source of personal insolvency has consistently been led by debtors’ petitions from FY22 to FY26. However, there has been a steady increase in debt agreements, both in absolute numbers and as a share of all personal insolvencies:

Type of administration FY22 FY23 FY24 FY25 FY26*
Debtors’ petitions

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