Many injured workers find the workers compensation scheme
exhausting: countless reviews with the insurer, repeating medical
examinations, constant injury management plans, and even regular
disputes over entitlements. Unfortunately, this is often the price
to receive ongoing support for what are often lifelong
disabilities.
How then can an injured worker leave that behind but still have
some support into the future?
Thankfully, depending on your circumstances you may have options
to exit the scheme without sacrificing your support. This article
looks at a few of the options available to you:
Commutation (For injury after 30 June 1987)
A commutation is an agreement whereby your future workers
compensation rights such as weekly benefits and medical treatment
expenses are paid out, up-front in one lump sum figure
1. Once paid, your obligations and requirements under
the workers compensation scheme end (unless you only agree to a
partial commutation).