MinterEllisonRuddWatts

Financial Services

Partner

Lloyd is an internationally acclaimed financial services lawyer and deal maker. Lloyd is a frequent thought leadership speaker and has been widely published on topics such as climate related disclosure (CRD), the implications of climate change for fund managers and company directors, digital identity in the context of AML/CFT, conduct and culture for financial institutions, and trading in times of stress. Lloyd is also a co-author of leading text Morison’s Company & Securities Law and of MinterEllisonRuddWatts’ FMCA Roadmap.

Lloyd founded MinterEllisonRuddWatts’ highly acclaimed Financial Services Team and is also a former Chair of the firm. He advises many of New Zealand’s top financial institutions and boutiques. Major clients include ANZ Bank, ASB Bank, KiwiBank, Rabobank, TSB Bank, Westpac Bank, ANZ Investments, ASB Group Investments, Generate Wealth, Milford Asset Management, Pie Funds, and Sharesies. International clients such as Klarna Bank and Sumitomo Mitsubishi Banking Corporation also seek out his counsel. He has also advised the NZ Banker’s Association, the Financial Markets Authority (FMA), the Ministry of Business, Innovation and Employment (MBIE) and the Ministry of Justice on key regulatory and governance issues.

Lloyd is a sought-after adviser on investment funds, insurance, banking, FinTech, financial services and prudential regulation, and corporate governance. He has extensive experience in public offers, mergers and acquisitions (M&A), and restructuring projects. He also advises on securities regulation including the Financial Markets Conduct Act (FMCA), anti-money laundering and countering financing of terrorism (AML/CFT), bank and non-bank deposit-taker regulation the Banking (Prudential Supervision) Act, and the Insurance (Prudential Supervision) Act. He is a member of the Financial Services Council Sustainable Investment Working Group and was a member of the Ministry of Justice’s Industry Advisory Group on AML/CFT.

For his work on financial markets law reform, Lloyd was made a Fellow of the Institute of Finance Professionals New Zealand Inc (INFINZ). A former member of the Securities Commission, he has strong relationships with key regulators such as the Reserve Bank of New Zealand, FMA , External Reporting Board (XRB) and the Department of Internal Affairs.

Prior to re-joining MinterEllisonRuddWatts in 2008, Lloyd held several senior executive roles at New Zealand’s largest company, Fonterra, including as Associate Director for M&A. He was lead director for Fonterra on boards in Chile and Israel, and was instrumental in major transactions in Australia, Mexico, New Zealand, and the United Kingdom. He continues to have wide international experience and connections.

English

Board Member, National Provident Fund Former Director and Chair, Due Diligence Committee, AMP Services (NZ) Limited and AMP Superannuation (NZ) Limited Former Director, The Banking and Financial Services Law Association Limited Former Board Member, Lawyers for Climate Action NZ Inc Fellow, Institute of Finance Professionals New Zealand (INFINZ) Securities Law Review Working Group Member and Sub-committee Member, Financial Services Council Member, Investment Implementation Group, Toitū Tahua Centre for Sustainable Finance Former Member, New Zealand Securities Commission

LLB, University of Otago (1993)

AMP, The Wharton School of the University of Pennsylvania (2003)

IDP-C, INSEAD