Gugic, Kovacic & Krivic law firm > Radnicka cesta 52 /VII, Croatia > Firm Profile

Gugic, Kovacic & Krivic law firm
Business center “Green Gold”
Tower R2

Croatia > Banking, finance and capital markets Tier 3

Co-headed by Lovro Kovačić and Damjan KrivićGugic, Kovacic & Krivic law firm has a particularly strong reputation in advising investors on the acquisition of non-performing loan portfolios.


‘As managing director overseeing over €400m in NPLs, the firm is a valuable resource in underwritings during the tender process but also in servicing the most complex cases. In underwriting we appreciate timely delivery, while in servicing the creativity of how to handle complex situations is a key strength.’

‘Great and very broad experience. Excellent teamwork.’

‘Hands-on, absolutely client-oriented and committed.’

‘Damjan Krivic is always available (weekends, nights…) and very creative.’

Key clients


Sberbank plc



Hrvatski ured za osiguranje (Croatian Insurance Bureau)

Erste Group Bank AG

Erste & Steiermärkische S-Leasing d.o.o.

AxFina Austria GmbH

Lynxcapgroup AG

Work highlights

  • Advising Lynxcapgroup, a specialised multinational investor and manager of NPLs and special situations, on legal due diligence, negotiations and post-transaction activities.
  • Advising DDM Group, a specialised multinational investor and manager of NPLs and special situations, on legal due diligence of NPLs and post-transaction activities.
  • Advising domestic insurance company TRIGLAV OSIGURANJE d.d on a range of day-to-day and compliance matters.

Croatia > Dispute resolution Tier 3

The ‘dedicated and professional’ team at Gugic, Kovacic & Krivic law firm is particularly effective acting for financial services clients across a myriad of litigation, including as it pertains to employment, bankruptcy proceedings and enforcement actions. Name partners Damjan Krivić, Lovro Kovačić and Trpimir Gugić are the main contacts.


‘The team displays a dedicated and professional service.’

Key clients



Hrvatski ured za osiguranje (Croatian Insurance Bureau)


Samsung Electronics Austria Gmbh

ROCHE d.o.o.



Raiffeisen društvo za upravljanje obveznim i dobrovoljnim mirovinskim fondovima dioničko društvo (Raiffeisen Mandatory and Voluntary Pension Funds Management Company Public Limited Company)

Work highlights

  • Representing ERSTE&STEIERMÄRKISCHE BANK in various disputes arising from secured non-performing loans, enforcement, bankruptcy and pre-bankruptcy proceedings.
  • Representing Samsung Electronics Austria in various labour disputes.
  • Representing DDM INVEST III AG, in various litigation and enforcement proceedings for collection of claims arising from non-performing loan portfolios.

Croatia > Commercial, corporate and M&A Tier 4

Co-headed by Damjan Krivić and Lovro Kovačić, the ‘well-educated, knowledgeable and responsive’ team at Gugic, Kovacic & Krivic law firm excels at helping entities looking to incorporate their businesses, as well as providing advice on ongoing operational and transactional matters. Sector strengths include TMT and financial services.


The team is well educated, knowledgeable and responsive.’

Lovro Kovačić is nice and emphatic in direct communication, makes you believe you are a unique client.’

Key clients


Vela Software Spain SL

China Aoyuan Property Group Limited of Aoyuan Mansion


Allianz Hrvatska d.d

Samsung Electronics Austria Gmbh

ROCHE d.o.o. (Roche Ltd) Zagreb (Grad Zagreb)

IN2 d.o.o.,

AZ Pension Fund


Lynxcapgroup AG

Work highlights

  • Assisted Primo Real Estate in the process of incorporation of the company in Croatia as well as ongoing mandates, including its listing on the Zagreb Stock Exchange.
  • Advised Vela Software Spain S.L. and IN2 d.o.o. (part of the Constellation Software Group) on the acquisition of software company SVAM PLUS.
  • Advised China Aoyuan Property Group Ltd across a range of corporate and commercial matters, including on an increase in share capital.

The law firm Gugić, Kovačić & Krivić d.o.o. was established in 2012. The firm continued to provide the legal services of previously established individual and joint law offices, adopting high standards with regard to both expertise, and quality and speed of service.

From the very beginning, our principal motive has been to provide quality legal services and the most efficient solutions in the shortest possible time, with an affirmative approach based on knowledge, experience and well-argued reasoning.

Our main objective is to find the best possible solutions in co-operation with our clients within the provided business and legislative frameworks.

We endeavour to approach our clients’ requests and assignments proactively in order to achieve set objectives and plans. In solving our clients’ requests, we advocate the application of the highest business and ethical standards while also taking into account other important dimensions of each individual business relationship.

Our clients are mostly domestic and foreign legal persons (companies) whose fields of business are within our areas of expertise and mostly related to the types of law our firm practises. Our development has often been closely connected with our clients’ growth. Aware of our role in the business process, we have always aspired to provide our clients with active support in achieving their goals.

All the members of our team are educated to the highest standards, used to working under pressure and fully prepared to accept the responsibility of professional challenges. With the aim of constant improvement and professional development, all our attorneys and legal associates regularly attend various educational activities and workshops, thus gaining insights into current developments in Croatian and EU legislation. All our employees actively speak English, and often use Italian, Slovenian and French.

The firm and its employees are acknowledged as experts in the types of law they practice, primarily commercial, civil and criminal law, and are very active in the work of domestic and foreign professional associations.

Corporate & Commercial Trpimir Gugić 91 5013 849
Banking & Finance Lovro Kovačić 91 4829 179
Corporate & Commercial - Banking & Finance Damjan Krivić 91 4141 400
Lawyers : 12

CLIENT: Mr. Milorad Gošev
TESTIMONIAL: Over the past years, GKK law firm provided invaluable legal support that helped us accomplish our business goals and achieve significant growth on Croatian market. Their legal team is highly professional and very knowledgeable. They possess the ability to fully understand our needs and therefore offer business oriented legal opinions.

CLIENT: Mr. Manfred Deutenhauser
COMPANY/FIRM: H-TEC AG, Holding of the Hawle Group
TESTIMONIAL: The GKK legal team we work with on our M&A project is excellent. They have strong experience in both transactional and regulatory work. Their lawyers are extremely easy to work with and are always available for questions to which they offer simple and practical answers.

CLIENT: Mr. Kristijan Buk
COMPANY/FIRM: Allianz ZB d.o.o. (Allianz ZB d.o.o. management company of AZ pension fund)
TESTIMONIAL: I would describe GKK as user friendly and easy to reach law firm. Their lawyers are always available and immerse themselves in the detail of the projects they work on, demonstrating great dedication to client goals. The personalised approach of the GKK law firm and individual quality of its legal practitioners is what sets them apart from others.

CLIENT: Mr. Alessandro Pappalardo
TESTIMONIAL: What I like about my cooperation with the GKK law firm is the level of partner involvement. They are participating in all major transactions and have a hands-on approach to management of their team. Of course, I am also in contact with senior level lawyers who are very knowledgeable and experienced, but I am aware the partner is supervising and is in tune with every detail of the project.

CLIENT: Ms. Branka Vladetić
COMPANY/FIRM: Allianz Hrvatska d.d.
TESTIMONIAL: GKK staff have provided us with the utmost professional service. They handled complicated legal situations with great care and provided some crucial legal insights that helped us make important business decisions. The lawyers are quick and friendly when communicating with me and my colleagues and their knowledge of the insurance industry makes them very easy to work with.

CLIENT: Mr. Josip Čiček
TESTIMONIAL: Manner in which GKK law firm manages our cases is of the highest professional standard. The straight-forward advice and detailed explanations help us fulfil our commercial objectives while being able to predict regulatory demands. Cooperation with the GKK staff is nothing but pleasant and they have always provided us with the most timely and accurate solutions in accordance to our needs.