Banking and finance in South East

Blake Morgan LLP

Blake Morgan LLP is one of the leading banking and finance practices in the south east with a diverse client base consisting of banks, universities, airlines, SMEs and healthcare providers. The team provides specialist asset finance advice to lenders and support on property and development finance transactions. Kath Shimmin  heads the practice with expertise in secured, syndicated and leveraged debt. Rebecca McCabe-North predominantly acts for banks, corporates and charities while Guy Constant  advises a broad range of lenders and borrowers.

Practice head(s):

Kath Shimmin

Other key lawyers:

Rebecca McCabe-North; Guy Constant; Richard Humphreys

Key clients

HSBC UK Bank Plc

Barclays Bank plc

Santander UK Plc

Coutts

Investec Bank plc

Metro Bank plc

National Westminster Bank plc

Clydesdale Bank plc

Svenska Handelsbanken

Aldermore Bank

Lawn Tennis Association

Sutton and East Surrey Water Plc

Nash Business Capital

BAWAG PSK

University of Reading

Work highlights

  • Advised Nash Business Capital in multiple funding transactions.
  • Advised University of Reading in its latest bank debt fund-raising.
  • Advised HSBC in multiple debt finance transactions this year.

Dentons

The experienced banking and finance team at Dentons is accustomed to advising on bilateral acquisitions, leveraged financings, syndicated lending transactions, real estate and Islamic financings. The firm has been highly involved in Covid-19 related work such as covenant waivers and renegotiation of financial covenants. A strong international presence is reflected in the firm’s client base with several overseas banks including Bank of Montreal and Fifth Third Bank. Practice head Christopher Colclough and Robert Wyatt focus on real estate finance transactions. Faye Garvey handles leverage and acquisition finance transactions.

Practice head(s):

Christopher Colclough

Other key lawyers:

Robert Wyatt; Faye Garvey

Testimonials

‘Denton’s have a diverse team who are able to deal with any legal matter that arises. Their billing structure also recognises the needs of a medium sized company.’

‘The team at Denton’s  practice are always quick to respond and provide solutions to issues. Ryan Chia and Chris Colclough have helped recently navigate a challenging management incentives scheme.’

Key clients

HSBC Bank

NatWest

Metro Bank

QIB (UK) plc

Lloyds Banking Group

Santander

Bank of Montreal

Royal Bank of Canada

Home Décor GB Limited

Work highlights

  • Advised National House-Building Council on an agreement and associated security arrangements with Drakar Limited.
  • Advised QIB (UK) plc with the on-shoring of three master murabaha facilities and underlying property assets.
  • Advised Metro Bank plc on two loan facilities to the Gardening Express group to assist with the refinancing of two properties.

DMH Stallard LLP

DMH Stallard LLP handles a broad range of mandates including acquisition finance, corporate banking facilities, real estate, CBILS and RLS loans. Recent highlights include advising clients on the transition away from LIBOR on their existing facilities. Sarah Naylor leads the practice and is experienced in acting for lenders including major banks, ABL lenders and challenger banks. Ralph Crane  specialises in secured lending and the purchase, sale and re-finance of businesses. Anne Milne focuses on property finance while Gwen Godfrey handles debt finance.

Practice head(s):

Sarah Naylor

Other key lawyers:

Ralph Crane; Anne Milne; Gwen Godfrey

Key clients

Arbuthnot Commercial Asset Based Lending Limited

Work highlights

  • Acted for a leading UK bank in relation to preparing two development facility agreements.
  • Advised a client in the social housing space on a new CBILS facility provided by a UK Bank.
  • Acted for Arbuthnot Commercial Asset Based Lending Limited in relation to the provision of facilities to UK Security Doors.

Osborne Clarke LLP

Osborne Clarke LLP is acknowledged as a leading firm for its banking and finance practice, acting for both borrowers and lenders. The team handle a wide range of work from syndicated lending to acquisition financing and private equity transactions. The firm is the preferred business lending counsel for top banks such as HSBC, Lloyds, Santander and Natwest with panel positions for challenger banks such as Clydesdale. Hugh Jones heads the practice with a focus on big-ticket acquisition finance and private equity funds while Rebecca Scott is a key practitioner.

Practice head(s):

Hugh Jones

Other key lawyers:

Rebecca Scott; Daniel Barnhouse; Laura Hanley

Testimonials

‘Very professional, readily available and well-versed in market norms.’

‘Very committed and responsive.’

‘Very approachable, make it easy to discuss cases. Provide good guidance and support where needed. Professional, knowledgeable and speed of response is excellent.’

‘Solutions driven, highly efficient, knowledgeable and always available. You always feel like a priority in their lives.’

‘Task orientated. Pleasurable personalities. Professional and an absolute “can-do” attitute.

Key clients

National Westminster Bank plc

HSBC UK Bank

Lloyds Bank

Santander UK

Bank of Ireland Corporate Banking

Alcuin Capital Partners

Lloyds Development Capital

Growth Capital Partners

Tenzing

RJD Partners

Excell Group

ECI Partners and the management team of Investis Digital

Windsor Telecom Limited

Work highlights

  • Advised the Excell Group on finance aspects of the disposal of the Excell Group to Wavenet in November 2021.
  • Advised Tenzing on a number of areas including private equity, banking, tax and employment.
  • Advised CTS, a portfolio company of UK mid-market investor, Tenzing, on the funding of its acquisition of Sprout IT, a legal specialist managed service provider.

Shoosmiths LLP

Shoosmiths LLP is one of the leading banking and finance teams in the South East and continues to work on significant local transactions. The practice regularly focuses on leveraged and acquisition finance transactions, real estate finance and bespoke ABL transactions. The team also regularly advises lenders and borrowers on complex multi-jurisdictional financings and unitranche facilities. The firm is increasingly acting on transactions with an ESG focus across sectors such as aviation and healthcare. Ali Triptree heads the banking and finance team with extensive experience in leverage finance. Rebecca Mauleverer is well-versed in corporate lending while Sarah Fairweather specialises in asset financing arrangements.

Practice head(s):

Ali Triptree

Other key lawyers:

Sarah Fairweather; Rebecca Mauleverer

Testimonials

‘The team we work with shows strong gender diversity with female partners and several female senior associates. They bring a city outlook to a regional practice (out of Reading) and are well equipped to handle our cross-border deals in emerging markets in Africa and South Asia.’

‘Rebecca Mauleverer brings all of her city and international magic circle experience as as a seasoned deal-doer. She’s proactive and practical in her approach to getting things done. She focuses on the big issues and can incisively explain to some of our clients what is needed, why and when. She manages her team fairly and keeps client service front of mind.’

‘Sophie Tyler is an excellent Senior Associate and has worked on our matters for several years. She has really got to know how we operate and our working relationship gets smoother with each deal. She is focused on the end goal and keeps the deal driving forwards to get us there.’

‘Ben Churchyard is developing into an excellent associate. Ben has quickly built a strong rapport with us and with our clients on deals. He is strong on the details and is another proactive lawyer, so the whole of the Shoosmiths team are all geared to getting us over the line.’

‘Good knowledge of existing client documentation arrangements and borrowing structure. Time invested with lending team to determine key requirements and explain background to any queries.’

‘Very personable in approach to engagement, always willing to assist lending deal team with queries to arrive at solutions to issues.’

‘The firm operates a flexible national banking team so they are able to call on whatever resource is necessary to staff the deal and whatever skill set is required wherever this may be located. This also enables them to provide a very cost effective service unlike their competitors who have a single office or a much smaller network.’

‘Ali Triptree is a first class banking partner. She is very hands on, understands the client’s needs and gets the job done. She has many years experience as a partner in a major city firm and it shows, her ability to close a transaction is second to none and she provides at least the same level of service as city and US firms, but at a significantly lower cost.’

Key clients

Shawbrook Bank Limited

Santander Bank UK Plc

Octopus Investments

Stek Advocaten

LDC

British International Investment plc

Boilerjuice Limited

Net1 International Holdings AS

Cohort plc

Foundation Investment Partners Limited

Alpha Group Bidco Limited

Pareto Facilities Management Limited

Terido LLP

Five Arrows Principal Investments

Five Arrows Growth Capital

Livingbridge VC LLP

FRP Advisory LLP

Investec plc

NVM Private Equity LLP

Work highlights

  • Advised Shawbrook Bank Limited as senior lender, providing a £20m loan to the Bridge Farm Group alongside Tosca Debt Capital who provided a further £9m loan in a second-lien position.
  • Advised Agora Bidco Limited in respect of a large USD facilities provided by a leading global investment banking company in order to refinance the acquisition of the BioPhorum group.
  • Advised Alpha Group Bidco Limited on a loan provided by Thincats as part of the private equity backed £18m MBO of Pareto Facilities Management Ltd.

Stevens & Bolton LLP

Stevens & Bolton LLP is engaged in high-calibre work with a good balance of borrower and lender matters in addition to mandates for stakeholders in finance transactions. On the borrower side, the team works with corporates and entrepreneurs on day-to-day banking facilities and M&A support. The firm advises lenders such as clearing and challenger banks on financings and loan agreements. Andrew Dodds heads the practice and Laura Barrett is a key practitioner.

Practice head(s):

Andrew Dodds

Other key lawyers:

Laura Barrett

Testimonials

‘Very high quality team, with strength in depth and a range of banking and finance experience.’

‘Very hands-on and easy to use ,we have particularly appreciated the work done by Matt Padian and Andrew Dodds.’

Key clients

ICP Nurseries

OakNorth Bank

Lloyds Bank

Cresswell Nurseries

Aspria

Rydon Homes & Construction

FBN Bank

Pipe Technologies

Zenitech

Papa Johns

Womble Bond Dickinson (UK) LLP

The banking and finance team at Womble Bond Dickinson (UK) LLP principally covers real estate finance, asset finance and project finance in addition to some borrower-based work. The firm acts for a range of lenders from high street banks, debt funds and private equity investors to local and national government bodies. Practice head Graham Jeffries specialises in complex financing structures with a focus in sectors such as renewable energy, retail and the motor industry. Cole Stacey is experienced in acting for clearing banks and institutional borrowers primarily in real estate finance.

Practice head(s):

Graham Jeffries

Other key lawyers:

Cole Stacey

Testimonials

‘Very interested to understand what we do and to suggest solutions. Very responsive and diligent.’

‘Graham Jeffries is a trusted adviser. His team is also very joined up, committed and responsive.’

‘Innovative and experienced finance team who really take the time to understand the client’s requirements and work with them, not in silos, to create a bespoke solution.’

‘Graham Jeffries continues to skillfully advise on the asset finance market, and really is a superb contact who masterfully and quickly penetrates tricky and cumbersome issues as our partner, not teacher.’

‘The strength of this team is the consistently high standards which are maintained over a prolonged period irrespective of the make up of the team under the leadership of graham Jeffries.’

‘I have nearly 40 years experience of the legal profession and Graham Jeffries epitomises everything a great lawyer should be, namely technically excellent, commercially astute, personable and a good team leader. Historically Cole Stacey has been a great assistant but on this occasion Emilie Gas worked with us and as ever with this team delivered a seamless service.’

Key clients

Chemring Group PLC

Adventure Forest Limited

Renewable Energy Systems Limited

Invest and Fund Limited

First Alliance Properties Limited

VFS Legal Limited

Rockspring Property Investment Managers LLP

Santander UK PLC

Lloyds Bank PLC

Work highlights

  • Advised in relation to Chemring’s refinancing.
  • Advised RES it in relation to a new £25,000,000 bonding and guarantee facility provided by Santander UK PLC.
  • Supported Adventure Forest in negotiating the amendment and restatement of its core working capital facilities as provided by Clydesdale Bank.

Cripps

Cripps is an established practice with strong capabilities in real estate on bridge loans, development finance and mezzanine finance. The team also has expertise across the spectrum of a fund’s life cycle from structuring, operating and exiting alternative investment structures. Craig Bowers leads the team and has experience in acting for banks including Santander and Close Bros. Victoria Symons advises on collective investment schemes and alternative investment funds. Julie Hughes is well-versed in acquisition finance matters.

Practice head(s):

Craig Bowers

Other key lawyers:

Victoria Symons; Julie Hughes

Testimonials

‘We used this practice for the conveyancing ad due diligence in order to sell our business. Julie provided a detailed fixed fee quote and any extras were clearly communicated. I found Cripps the best solicitors I have worked with having used numerous firms in the past.’

‘Julie Hughes headed the business sale legal matters and was excellent in moving the sale forward and negotiating the various stages towards completion. I can’t speak highly enough regarding the service I received from Cripps.’

Key clients

TBH Property Holdings Ltd

Chapel Down Group PLC

Adept Technology Group Plc

CH1 Investment Partners LLP

HiiROC

Perry Ellis Group

Sahara Holdings Limited

Close Brothers Limited

Knowledgemotion Ltd

Bioclips

Paydens

Brazilian Nickel Plc

Santander

Work highlights

  • Advised TBH Property Holdings Ltd on a £44M refinance which involved a complex group of companies and properties.
  • Advised Chapel Down Group on its new finance facility and equity fundraising campaign.
  • Provided CH1 Investment Partners LLP with regulatory and structuring advice on numerous alternative investment fund structures for high net worth investors.

EMW Law LLP

EMW Law LLP is known for its work in general banking and lending, leveraged finance and real estate finance. The team has a good reputation in the real estate finance sector as it advises lenders and borrowers on investments and development financing. The firm acts for most of the main high street banks as well as a range of smaller and challenger banks. Ian Mabbut heads the team with experience acquisition finance transactions while Terence Ritchie focuses on real estate investment portfolios. Ian Sharrock is a key practitioner.

Practice head(s):

Ian Mabbutt

Other key lawyers:

Terence Ritchie; Ian Sharrock

Testimonials

‘Always approachable when dealing with them and you are able to have an open conversation with any member of the team. If deadlines are required they try their best to hit these. With the knowledge that they are putting the Bank’s risk at the forefront.’

‘The team collaborate well across disciplines – from experience, banking, property and commercial when dealing with acquisitions and refinances.’

‘Ian Sharrock always responds to queries in a timely manner and provides practical and detailed explanations that enable the bank to make informed decisions. This enables matters to progress quickly and enhances the overall experience of our clients.’

Key clients

Santander UK Plc

National Westminster Bank Plc

HSBC UK Bank Plc

Metro Bank Plc

Clydesdale Bank Plc

Virgin Money

Barwood Capital Limited

Recognise Bank

AIB Group (UK) Plc

ThinCats Group Limited

Monument Bank Plc

Northampton Saints PLC

Riverside Capital

Cynergy Bank Limited

IW Capital Limited

Work highlights

  • Advised a leading bank on a £26,500,000 real estate finance facility on LMA terms to a property investment company.
  • Advised a client in the food sector on the amendment and restatement of a £25,000,000 facility with a corporate Bank.
  • Advised Northampton Saints RFC on financing made by the secretary of state for the Department for Digital, Culture, Media and Sport.

Field Seymour Parkes LLP

Field Seymour Parkes LLP advises lenders and borrowers on a wide range of transactions such as acquisition finance, real estate investment, motor manufacturer investment and project finance. The practice continues to be on the panel for a number of banks and financial institutions such as Santander, HSBC, Clydesdale and NatWest. Experienced lawyer John Barker heads the team and advises on a number of real estate finance transactions. Associate Alex Illingworth regularly works with borrowers, banks and private lenders on finance matters.

Practice head(s):

John Barker

Other key lawyers:

Alex Illingworth

Testimonials

‘A proactive firm that feel like having our own internal legal team.’

‘Alex Illingworth is an exceptional lawyer. You just know your ‘back is covered’.’

‘FSP’s banking & finance term provide consistently high quality advice. Response times are excellent. Advice is always clear, protective of our  interests whilst maintaining a commerciality that characterises the firm.’

‘John Barker is an excellent banking lawyer. John’s advice is sound, his responses times swift and communication with all parties consistently clear.’

‘Marcus Francis is an excellent property lawyer and head of the real estate team at FSP. His advice is highly regarded and communication skills strong. He maintains a broad business network and consistently looks for opportunities to collaborate and make mutually beneficial introductions.’

‘Excellent, friendly and exceptionally competent team.’

‘Joe Preisner is excellent, as is Alex Illingworth. All of the people there are.’

Key clients

Santander UK PLC

HSBC UK Bank PLC

Honda Finance Europe PLC

National Westminster Bank Plc

Secure Trust Bank PLC

We Are Kin (Students) Limited

Bewley Homes PLC

On Direct Limited

Quadriga Systems Limited

Lloyds Bank plc

BGF Investments LP

Work highlights

  • Advised Santander UK plc on a total of 26 different matters.
  • Advised We Are Kin/WAKmoor Limited on a series of substantial facilities secured on portfolios of student accommodation.

Paris Smith LLP

Paris Smith LLP is one of the largest debt finance teams in the South East advising on acquisitions, projects, general corporate banking matters and property and asset finance. The department is divided into three primary groups consisting of acquisition finance, property finance, project and asset finance with a client portfolio that includes retail banks, higher education institutions and leisure entities. The team, headed by James McNeil, has acted on matters involving in excess of £1bn of debt with notable clients such as Santander UK Plc. Liam Doughty  handles asset finance while Jonathon Roy specialises in acquisition finance.

Practice head(s):

James McNeil

Other key lawyers:

Jonathon Roy; Liam Doughty; Edward Watson; Stuart Allen; Ed Power; David Eminton

Testimonials

‘I have had dealings with Paris Smith for over 30 years through different organisations. In comparison to other firms I have always found them to be very helpful and extremely prompt when responding to urgent requests. Recently I have dealt with Liam Doughty and his property/banking team and all team members are readily available to discuss any challenging cases we may have and offer advice as the best way forward for their clients. I have personally found this to be invaluable.’

‘I have found Liam Doughty and his team to be extremely knowledgeable and helpful in all areas of banking related law. The other team members include Shaun Piesley, Fred Chandler and more recently Tom Fish. What I like about Paris Smith is their ability to nurture newly qualified talent and develop their skills with Liam’s overall guidance and support.’

‘Very easy to deal with, good sector knowledge and insight.’

‘They always answer the phone and provide necessary feedback, legal opinion and common sense advice. Always happy to talk to wider stakeholders.’

‘Liam Doughty is my go to person for more complex queries. An invaluable point of reference. I just don’t have that from any other practice.’

Key clients

Interbay Funding Ltd

Hampshire Trust Bank Plc

PCF Bank plc

Santander UK Plc

Chordis Capital Limited

Hampshire Sport

Leisure Holdings Limited

Yacht Havens Limited

Haskins Garden Centres

Stelling Properties Limited

Unilife Limited

National Westminster Bank plc

The Royal Bank of Scotland plc

Work highlights

  • Advised on the leveraged buyout of an independent trust company operating in Jersey, Hong Kong, Singapore, Anguilla and BVI., involving a global re-organisation and group-wide security.
  • Advised the BontexGeo Group on a LMA-based senior facilities agreement and all English law governed security documents in connection with a €44m funding package.
  • Advised Interbay Funding Ltd on the £26.5m term loan facility provided to a national residential lettings group to refinance a real estate portfolio of over 400 units.

Penningtons Manches Cooper LLP

The banking and finance team at Penningtons Manches Cooper LLP undertakes a range of transactions including real estate finance, acquisition finance, project finance and general corporate banking work. The firm acts for a number of prominent clearing banks and an increasing number of overseas bank, enhanced by the arrival of Jose Millan Martin from the Madrid office. The firm is on the panel for a number of impressive clients such as Bank of China and Commonwealth Bank of Australia. John Chater leads the team and has experience in bilateral and syndicated transactions.

Practice head(s):

John Chater

Other key lawyers:

Jose Millan Martin

Key clients

Santander UK plc

AIB Group (UK) Plc

Burhill Group Limited

Punjab National Bank (International) Limited

HSBC UK Bank plc

Link Group

Bangkok Bank Public Company Ltd

Bank of China

Apex Corporate Trustees

Hightown Housing Association

Work highlights

  • Advised Santander on a complex term loan facility for the purpose of assisting with a private equity transaction proposed by the Borrower following completion of the loan.
  • Instructed by AIB Group UK plc to act on a £15,000,000 secured RCF facility agreement for an international construction group.
  • Acted for HSBC UK Bank plc in drafting and negotiating a new unsecured revolving credit facility based on Loan Market Association documentation for one of the Oxford colleges.

Trethowans LLP

Trethowans LLP has expertise in acquisition finance, property and development finance, agricultural and rural property finance and asset based lending. The team is also well-versed in debt restructuring and Islamic Finance mandates. Steve Cole leads the banking and finance team with specialist expertise in the education and leisure sectors. Emma Earp works primarily with corporate borrowers and lenders while Nick Gent acts for public companies, SMEs and individuals.

Practice head(s):

Steve Cole

Other key lawyers:

Emma Earp; Nick Gent

Testimonials

‘An engaging and pragmatic team of lawyers who provide concise and understandable communication throughout a process. Communication is key and that comes frequently which is hugely helpful. Additionally small things like weekly billing updates are very helpful.’

‘Steve Cole is a valuable addition to the Trethowans team and Nick Gent leads from the front. They are ably supported by a team of knowledgeable banking lawyers who are able to translate the complex into understandable clearly and concisely. You feel you can pick up the phone at any time and ask questions that maybe you feel you should know the answer to and you will be supported fully. Steve is a respected partner and I like the way he protects the banks and therefore our customers position robustly where needed.’

‘Marcus Thorpe, Emma Earpe and Amanda Inch are quick to respond, commerciality and good at working with other firms.’

Key clients

HSBC Bank plc

Santander UK plc

Lloyds Bank plc

National Westminster Bank plc

CT Automotive Group Limited

Just Develop It Limited

The MCG Group Holdings Limited

Doorway Capital Limited

Work highlights

  • Advised The MCG Group Holdings Limited in relation to debt facilities provided by Tosca Debt Capital.
  • Advised Santander UK plc on the refinancing of a well-known luxury hotel group.
  • Acted as principal lawyers for Just Develop It Limited who are specialist providers of both asset and development finance.

Birketts LLP

The banking and finance team at Birketts LLP principally acts for lenders with strength in real estate finance, acquisition finance and development finance in addition to invoice discounting and Islamic Finance. Alex Schaafsma is experienced in real estate finance matters and heads the practice with support from James Allen.

Practice head(s):

Alex Schaafsma

Other key lawyers:

James Allen

Key clients

HSBC Bank plc

Lloyds Bank plc

OakNorth Bank plc

Santander plc

Triple Point Capital

National Westminster Bank plc

RBS

Time Holdco Limited

Time Group Holdings Limited

One Savings Bank

Alpha Bank London Limited

Secure Trust Bank plc

Oxbury Bank plc

Lendinvest

Muntons plc

Green Label Foods Limited

Work highlights

  • Advised Alpha CRC Limited on two term loan facilities and a revolving credit facility from Shawbrook Bank Limited.
  • Advised the Marden Homes Group on their financing arrangements.
  • Advised Green Label Foods on its new £50m receivables, inventory and real estate financing facilities from HSBC UK Bank plc.

Clarke Willmott LLP

Clarke Willmott LLP‘s banking and finance team has expertise in advising lenders and borrowers across the healthcare and real estate sectors. Practice co-head Rich Eldridge  is experienced in advising clients on a variety of loan, security and intercreditor arrangements. Peter Swinburn  is an expert in secured lending within the real estate field. Co-head Joseph Campbell  regularly acts for a number of high street and other lenders on commercial real estate.

Practice head(s):

Rich Eldridge; Joseph Campbell

Other key lawyers:

Peter Swinburn

Testimonials

‘The team communicates well with us as the client but also well with each other, so that we get a seamless service. All the fee earners we deal with come over as enthusiastic and make us feel our work is important to them. Billing is invariably as quoted.’

‘Stand-out individuals for us are Joe Campbell, Kristian Johnson and Alexandra Davies. Each has their own area of expertise but all are efficient and a pleasure to deal with.’

‘I deal with the real estate team and they know exactly what I need as a lending manager. They are responsive and efficient and work well to deadlines. They are also quick to provide help and advice with on-going cases or even non Clarke Willmott cases where I need general assistance.’

‘Joseph Campbell is my go-to lawyer and goes above and beyond to help. Also Peter Swinburn.’

‘The personnel involved with us have a good understanding of our business. Service is always, prompt, efficient and precise. They always deliver on time and “go the extra mile” All the people we deal with are polite and extremely helpful.’

‘Politeness, prompt response time. Efficient.’

Key clients

Lloyds Bank plc

Atelier Capital Partners Limited

Unity Trust Bank plc

Fairlie Holdings Limited

UKE City Properties Limited

Work highlights

  • Advised UKE City Properties Limited on finance provided by Coutts & Co.
  • Advised Atelier Capital Partners Limited on the provision of short term bridging finance.
  • Advised Lloyds Bank plc on the provision of finance.

IBB Law

IBB Law regularly advises borrowers such as residential property developers on lending facilities and arrangements in addition to maintaining a strong relationship with lenders such as National Westminster Bank plc. Gemma Coles co-heads the practice with Harriet Jones who works with owner-managed businesses and established SMEs.

Practice head(s):

Gemma Coles; Harriet Jones

Testimonials

‘Always available for initial guidance on structures/security requirements prior to formal instruction.’

‘Gemma Coles is the go to person on real estate transactions and to obtain early indication of costs. Flexible on pricing where possible.’

Key clients

AIB Group (UK) plc

National Westminster Bank plc

Secure Trust Bank plc

Handelsbanken plc

Work highlights

  • Advised an institutional lender on the restructure of a £7.2m facility.
  • Advised a large construction group on a new £15m revolving credit facility.
  • Advised a property development client on a £14.6m senior facility and £4.75 mezzanine acquisition and development finance facility.

PDT Solicitors

The banking and finance team at PDT Solicitors is recognised for its expertise in the field of asset-based finance in addition to advising on factoring documentation, financing of MBOs, development of finance products and security documentation. Co-head Noel Ruddy specialises in advising on invoice finance and asset-based lending. Other co-head Dawn Shadwell has expertise in refinancing and restructuring matters.

Practice head(s):

Noel Ruddy; Dawn Shadwell

Testimonials

‘Long standing partner law firm with excellent track record and product knowledge.’

‘Dawn Shadwell is professional, cost/value aware, encyclopedic technical knowledge.’

‘PDT have a good understanding of the not for profit sector and the peculiarities that arise as a result. As a lender to this sector, their knowledge enables us to deal with clients in a timely and professional manner.’

‘We deal in the main with Holly Goacher and Chehraz Fox for all of our transactions and the service we receive is of the highest quality. They are both professional, personable, efficient and always available to answer questions which may arise. We also deal with James Clewlow who again is a pleasure to deal with and his knowledge and experience has assisted us in various matters over the year.’

‘The PDT provide us with a dedicated team to fulfil the execution of our security requirements in relation to our commercial base lending. They have moved to e-signatures in the past 12 months which has helped remove some obstacles around legal document execution that were exacerbated during the pandemic.  They work in a collaborative fashion to ensure our legal documents are fit for purpose across the variety of funds we manage.’

‘Ruth Clinton, Laura Sutton and Dawn Shadwell are open, honest and responsive to feedback and find solutions to more complex challenges. Their approach is often both pragmatic, understanding and interested.’

‘Access to the team and the partners is excellent, particularly when there are time constraints.’

‘The team are communicative using email and video team meetings.’

Key clients

ABN AMRO Asset Based Finance N.V.

Bibby Group

Breal Zeta CF Limited

BNP Paribas Commercial Finance Limited

Pulse Cashflow Finance Limited

Pulse Cashflow Finance (MK) Limited

Close Invoice Finance Limited

FSE Group

Investec Group

Nucleus Commercial Finance Limited

Pulse Outsource Limited

Select Invoice Finance Limited

Arbuthnot Commercial Asset Based Lending Ltd

Growth Lending Group of Companies

Satago Financial Solutions Limited

Advantedge Commercial Finance Limited

Work highlights

  • Assisted the Investec Group with the refinance of a group of international logistic companies.
  • Assisted the financier with providing pan European senior secured receivables financing facilities.
  • Advised the lender who were providing a £5,000,000 revolving loan facility to a company that specialises in the accident and repair market.

Thomson Snell & Passmore

Thomson Snell & Passmore‘s banking and finance team advises clients on multiple forms of debt finance including secured lending structures, asset finance, project and acquisition finance. The team acts for lenders and borrowers in financing transactions with experience in handling security, debenture and legal charge documentation. Joanne Gallagher heads the practice with support from Faye Cook.

Practice head(s):

Joanne Gallagher

Other key lawyers:

Faye Cook

Testimonials

‘The banking team are extremely knowledgeable and have a full understanding of banking processes and requirements.’

Key clients

Motorline

ICAS

Goldeggs Properties Limited

North Kent College

Rhokett

Credit 4

Close Brothers Limited

Paragon Development Finance Limited

Shawbrook Bank Limited

D&B Lending Designated Activity Company

Work highlights

  • Advised Motorline on its sale to Marshall Motor Holdings plc.
  • Advised North Kent College on transitioning their banking facilities away from LIBOR.
  • Advised Close Brothers Limited on loan facilities with a total value in excess of £1.8 million.