Banking, finance and capital markets in Estonia

‘The very best in Estonia.’

‘Ermo Kosk is an incredible negotiator and has a practical solution for every case. When Ermo is handling your case you are sure to get an excellent result every time.’

‘The WALLESS team has a great understanding of the client’s needs and objectives.’

‘They provided a precise overview of the requirements for obtaining an activity licence which gave a very clear framework for the cooperation right from the start. They helped us to prepare our internal rules of procedure to meet the requirements of the law remarkably quickly and skilfully.’

‘WALLESS is distinguished from other companies by their ability to adopt a start-up mentality that requires rapid adaptation to change. As there are many variables in developing new business models, what is initially planned often needs to be redesigned. They are flexible and innovative – willing to think of solutions instead of seeing obstacles and open-minded towards new business models.’

‘WALLESS has remarkable responsiveness and good online connectivity.’

‘WALLESS partner Andres Siigur has excellent knowledge and long-term experience in the field of financial law. Based on his experience, he provides valuable information on key aspects of the licensing process and the approach of the local regulator.’

‘I would like to emphasise Andres Siigur’s ability to give clear and comprehensive advice and to think about practical aspects. This includes not only approaching the business model from a legal point of view, but also understanding how things work in practice.

‘WALLESS associate Kaisa Saarmann has a good ability to keep projects running and good knowledge of the requirements of the law for internal procedures.’

‘Walless has an unique knowledge/experience base and standout work ethics makes them number one legal partners in any venture! The Banking & Finance team is outstanding and we consider it as an asset! Strong key players in finance and capital markets!’

‘Fort Legal Tallinn office proved to be a responsive, professional, and experienced team.’

‘Ease of communication, professional qualities, ethical standards, and willingness to tackle the most challenging legal issues makes them the go-to firm when dealing with business in Estonia.’

‘It’s a dynamic team that provides quick and high quality services. They are easy to deal with and their cost/service balance is in place.‘

‘The Fort team is unique, small enough to allow them to be very flexible and can provide personal approach to the customers. At the same time, they are very professional and strong in their field. What makes a good firm are the team members.’

‘A goal-oriented team. Whatever is needed, they get it done effectively.’

‘Merit Lind – Her energy level is always high, she takes control over the case and carries it where we had agreed.‘

‘What makes the team unique is that they have recruited people with previous regulatory and supervisory experience, which gives them unique angle to approach and if needed communicate with the regulator. KPMG Law has experience working on number of innovative fintech cases leveraging their regulatory experience to suggest working solutions.’

‘Hetti Lump has been providing exceptional service in managing and driving compliance related projects and taking proactive approach to push projects over the finish line.’

‘The KPMG Banking & Finance law team has flexibility, extensive and long experience and the quality you can rely on in all situations.‘

‘Hetti Lump definitely is one of the best and most experienced experts of financial law in Estonian legal market.’

Hetti Lump is my first choice in all financial law matters, no matter whether this regards establishments of investment funds, all financial institutions, cryptocurrency, tokenisation or other “modern” fields, Financial Inspectorate licensing, AML matters or any other banking/finance law matters. Without too much administrative burden and questions she gets the picture of the situation and directs you to the right way.’

‘We appreciate the PWC Legal team for its creativeness and for thinking outside the box. They are determined to find the best solutions for their clients and always keep their promises.’

‘We are grateful for the advice provided, as it has been proven in practice to contribute monetary value to our company. Having extraordinary good overview of the market and its participants, it has been a profitable co-operation.’

‘Due to our business case being very unique, we need the legal firm not only to understand the legal practice, local securities Act, etc., but also able to map our business processes and product processes into the regulation landscape. The PwC legal team led under Viljar Kähari provides such services meeting our requirements.‘

‘PwC Legal is experienced in the financial sector regulatory and compliance and has a services integration with financial, tax, business and other advisory services.‘

‘I think they walk that extra mile. I have received some updates from them what is happening in local market even during the times they are not having any assignments from us.’

‘Available to help on any legal topics, always willing to figure out ways to to solve any questions.’

‘Hannes Küün works fast and super efficiently; he is easy to talk to and get along with; he has a good sense understanding the most important things to focus on and great problem solving skills.’

‘We have very good co-operation with Triniti already for years. Employees are pro-active with information sharing in ongoing cases, always ready to provide their professional advice.’