Reshma Jogia > Capital Law Limited > Cardiff, United Kingdom > Lawyer Profile

Capital Law Limited Offices

Capital Law Limited
CAPITAL BUILDING
TYNDALL STREET
CARDIFF
CF10 4AZ
United Kingdom
Visit website 0333 2400 489 0333 2400 487

Reshma Jogia

Reshma Jogia photo
07966 551 640 r.jogia@capitallaw.co.uk View profile

Work Department

Banking and Finance

Position

Reshma leads our corporate banking practice, with over 20 years’ experience in acting for lenders including most UK clearing banks and investment funds, and borrowers including corporates and clients in the social housing, education and healthcare sectors.

She advises on all aspects of finance and secured lending and is used to handling large and complex transactions.

Reshma specialises in all aspects of secured lending and has extensive experience in, negotiating complex syndicated multi-currency loan facilities often drafted on a Loan Market Association format, amendment and restatement agreements and refinancing of facilities, all forms of security, security trustee arrangements, mezzanine finance and priority and intercreditor documentation. She also has knowledge of the bond market and her experience includes providing advice on private placement facilities.

Reshma has particular expertise in social housing finance and has advised a number of housing associations and lenders on their funding arrangements.

Reshma also undertakes security reviews and advises on restructuring of loan and security and works closely with our regulatory lawyers to provide regulatory advice on the Consumer Credit Act and the Financial Services and Markets Act.

She was recently recognised as a ‘Next Generation Partner’ for the 2023 Legal 500 rankings in relation to banking and finance.

Career

  • Partner, Capital Law Limited (Nov 2020 – present)
  • Consultant, Capital Law Limited (May 2020 – Oct 2020)
  • Legal Director, Blake Morgan LLP (Jan 2020 – May 2020)
  • Senior Associate, Blake Morgan LLP, Cardiff (April 2000 – January 2020)
  • Solicitor, Eversheds Sutherland, Cardiff (circa. 1997 – April 2000)

Languages

Gujarati

Memberships

  • The Law Society of England and Wales
  • Loan Market Association

Education

  • Cardiff University, Legal Practice Course (1995-1996)
  • Cardiff University, LLB Law (Hons) (1991-1994)

Lawyer Rankings

Wales > Finance > Banking and finance

(Next Generation Partners)

Reshma Jogia – Capital Law Limited

Well-versed at structuring finance transactions utilising debt throughout the capital structure, Capital Law Limited provides ‘commercially pragmatic and proactive’ advice to borrowers and lenders on corporate, project and property financing mandates. Corporate banking head Reshma Jogia  has ‘excellent client management skills’, developed over many years’ experience advising on new money and restructuring transactions, including in the context of social housing and commercial property finance. Senior associate Christopher Lewis also has a strong transactional practice, including handling work for the firm’s growing private equity sponsor client base on the financing requirements for their investments. Recently promoted to legal director status at the firm, Huw Thomas is particularly well-versed at handling property finance mandates, while on the regulatory front, Rachel Hillier handles advisory work for traditional banks and insurers as well as fintech providers.

Lawyer Rankings

Top Tier Firm Rankings

Firm Rankings