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United Kingdom > Scotland > Dispute resolution > Debt recovery

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Harper Macleod LLP undertakes debt recovery work for a variety of clients including the Scottish government, River Clyde Homes and the Accountant in Bankruptcy. The team provides a ‘high standard’ of service, and practice head Dawn McKenzie is ‘very knowledgeable’ and ‘committed’.

Mark Higgins heads Irwin Mitchell’s team, which recently won new clients Mortgages plc and Virgin. Myra Scott is a specialist in lender litigation.

McClure Naismith LLP has expertise in consumer finance debt recovery. Glasgow-based Frank Johnstone leads the team, which acts for clients including Mercedes-Benz Financial Services, Lloyds Banking Group and Siemens Financial Services.

TLT Scotland Ltd (previously Anderson Fyfe) acts for a broad range of creditors, including local authorities, utility companies and clearing banks.

Anderson Strathern continues to represent two of Scotland’s largest banks, and undertakes debt recovery work in tandem with banking litigation.

Led by Grant Hunter, bto handles volume unsecured as well as secured recoveries on behalf of mainstream UK banks. Its clients include American Express, Lloyds Banking Group and Cigna UK.

Bermans’ highly regarded practice undertakes both corporate and consumer debt recovery.

Blacklocks’ Edinburgh office provides specialist debt recovery services, and attracts instructions from English law firms and debt recovery agencies. Telfer Blacklock is the main contact.

David Whyte heads the team at Brodies LLP, which has particular expertise in property-related debts, including rent, common charges and insurances. Recent work includes advising PricewaterhouseCoopers on the recovery of a large portfolio of contested and uncontested debts.

Morton Fraser handles all forms of secured and unsecured debt recovery including mortgage arrears, asset and unpaid invoice recoveries, and commercial debts. Edinburgh-based Maggie Moodie leads the team, which represents clients including Nationwide Building Society, the Ministry of Defence and Edinburgh Academy.

Shepherd and Wedderburn’s debt recovery team works together with the firm’s banking and finance litigation, restructuring and insolvency, and property teams. The group focuses on the recovery of debts for large commercial institutions. Clients include HSBC, Lloyds TSB Commercial Finance and Heineken.

Stephen Cowan leads the team at Yuill & Kyle, a niche debt recovery practice in Glasgow which handles volume recoveries for organisations as well as one-off services to individuals.

Aberdein Considine’s ‘extremely efficient’ group was reappointed in 2011 as sole Scottish supplier for Abbey and Alliance and Leicester. Other clients include Lloyds Banking Group and Barclays. Rob Aberdein is ‘innovative and creative’.

DWF Biggart Baillie’s team saw an increase in property-related debt recovery services, including rent recovery and service charge matters. It has experience representing commercial clients and private individuals, including Hammerson and AECOM.

HBJ Gateley is ‘fast, commercial and user friendly’, and asset recovery manager Rhona Cuthbert has ‘a no-nonsense attitude’. The team recently undertook work for City of Edinburgh Council.

Maclay Murray & Spens LLP gives ‘consistent’ and ‘very professional’ service, and represents intermediaries in the property management sector including Savills, Jones Lang LaSalle and Drivers Jonas Deloitte.

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Legal Developments in Scotland for Debt recovery

  • Supreme Court provides guidance 
on forum conveniens and piercing the corporate veil


    Macfarlanes LLP currently authors the Litigation & Dispute Resolution section of The In-House Lawyer magazine. For more information and articles from this author click here . This article considers the Supreme Court decision in VTB Capital plc v Nutritek International Corp & or s [2013]. Perhaps the most striking aspect of the case is that it casts doubt on the notion that the Court has the power to pierce the corporate veil. The Supreme Court also held that, even if the power to pierce the corporate veil does exist, it does not enable a claimant to hold parties that control a company jointly and severally liable under contracts entered into by that company. 

    - Macfarlanes

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