3 Verulam Buildings‘ barristers are frequently instructed in complex domestic and international cases across the full gamut of banking and finance matters, as well as advising on a wide range of consumer issues. In a prominent work highlight, Matthew Hardwick KC , Ian Wilson KC and William Day appeared before the Supreme Court in the high-profile motor finance case concerning the legality of undisclosed or partially disclosed commissions paid by lenders to motor dealers in transactions. William Edwards KC was elevated to silk in March 2025. In the clerks’ room, Luke Carvalho joined as senior practice manager in July 2025 from Brick Court Chambers.
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Profile
Position
Barrister specialising in general commercial work (including sale of goods/supply of services and disputes arising from the sale of businesses); banking (instructed in a range of matters, including mortgage and guarantee actions and customer disputes; acting as junior in a major action arising from the collapse of a bank in a foreign jurisdiction); professional negligence (recent instructions include acting as a junior in Precis (521) Plc v William M Mercer Ltd; insurance (undertakes a range of insurance work, including disputes relating to brokers); and IT ad construction work.
Career
Called 2002; Middle Temple.
Memberships
Middle Temple.
Education
BA (Cantab).
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- 'A meticulous and confident advocate.'

