FTC Issues Bulletin For Consumers Applying For Apartments And For Handling Background Check Process

On November 28, the Federal Trade Commission issued a bulletin for consumers relating to the process for applying for an apartment and the related background check process that can be undertaken by the potential landlord.

The FTC stated: "Landlords can check your credit, criminal history, and even your rental history.  They may ask your permission but they're not required to.  So, if you know you'll be looking for a new place to live – or if you're about to renew your lease – then here are a few things you can do:

• Go to annualcreditreport.com to check your credit.  That way, you can fix any errors before a landlord sees them.
• Give the landlord your correct full name—first, middle, and last—and date of birth.  This helps make sure the landlord gets information on the right person.