The Department of Health and Human Services, Department of
Labor, Department of the Treasury, and Office of Personnel
Management have released the first set of rules from the No
Surprises Act, a new law aimed at preventing surprise medical
bills. The Act will eliminate balance billing by ensuring patients
only pay the deductibles, copayments, and co-insurance that they
would have paid for in-network providers.
Background
Surprise billing occurs when a patient receives a bill for the
difference between an out-of-network provider charge and the
patient's often limited out-of-network health insurance
coverage and benefits. This commonly occurs when a patient is
treated by an out-of-network professional or is treated at an
out-of-network facility. This can happen during emergency
situations such as when a patient is taken to an out-of-network
emergency room or is transported by air ambulance.