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ARTICLE · 03 FEBRUARY 2015

The CFBP 2015 Forecast: Continued Cloudiness, Thunderstorms Likely

Morrison Foerster
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This will be a busy year at the Consumer Financial Protection Bureau (CFPB), and that certainly means it will be a busy year for financial institutions as well.

United StatesFinance and Banking
Donald Lampe
Donald Lampe
Leonard Chanin
Leonard Chanin
Joe Rodriguez
Joe Rodriguez
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This will be a busy year at the Consumer Financial Protection Bureau (CFPB), and that certainly means it will be a busy year for financial institutions as well.

In addition to exercising its supervisory and enforcement authorities, the CFPB is poised to issue a number of proposed rules and finalize several other rules it proposed in 2014. Furthermore, the gargantuan TILA-RESPA integrated disclosure rule will become effective in 2015, posing the most significant operational challenges to mortgage originators since the Truth in Lending Act was enacted. All in all, 2015 will be a hectic time. The following lists the most significant rulemakings and other activities the CFPB will be working on in 2015.

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