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ARTICLE · 03 OCTOBER 2013

Nutter Bank Report, September 2013

Nutter McClennen & Fish LLP
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The Nutter Bank Report is a monthly electronic publication of the firm’s Banking and Financial Services Group and contains regulatory and legal updates with expert commentary from our banking attorneys.

United StatesFinance and Banking
Kenneth Ehrlich
Kenneth Ehrlich
Michael Krebs
Michael Krebs
Matthew D. Hanaghan
Matthew D. Hanaghan
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The Nutter Bank Report is a monthly electronic publication of the firm's Banking and Financial Services Group and contains regulatory and legal updates with expert commentary from our banking attorneys.

Headlines

  1. CFPB Amends Mortgage Rules and Changes Compliance Dates
  2. Banking Agencies Provide Guidance on Reporting Elder Abuse
  3. CFPB Bulletin Warns of Duty to Investigate Consumer Credit Report Disputes
  4. Division of Banks Issues Guidance on HUD Changes to Reverse Mortgage Program
  5. Other Developments: Qualified Mortgages, Call Reports and Resolution Plans

1. CFPB Amends Mortgage Rules and Changes Compliance Dates

The CFPB has adopted amendments to various mortgage rules released in January, including the ability-to-repay rule, the mortgage servicing rules and the loan originator compensation rules. The amendments released on September 13 clarify what compensation must be counted toward certain thresholds for points and fees under the ability-to-repay

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