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ARTICLE · 01 MAY 2015

Nutter Bank Report, April 2015

Nutter McClennen & Fish LLP
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The federal banking agencies have issued guidance in the form of answers to frequently asked questions (FAQs) about the agencies’ regulatory capital rules.

United StatesFinance and Banking
Kenneth Ehrlich
Kenneth Ehrlich
Michael Krebs
Michael Krebs
Matthew D. Hanaghan
Matthew D. Hanaghan
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Headlines

  1. Agencies Respond to Frequently Asked Questions about Regulatory Capital Rules
  2. OCC Updates Guidance on Subordinated Debt for National Banks and Federal Thrifts
  3. Federal Reserve Issues Final Small Bank Holding Company Rule
  4. FFIEC Issues Guidance on Malware and Cyber Attacks Targeting User Credentials
  5. Other Developments: Consumer Complaints and Housing Counselors

1. Agencies Respond to Frequently Asked Questions about Regulatory Capital Rules

The federal banking agencies have issued guidance in the form of answers to frequently asked questions (FAQs) about the agencies' regulatory capital rules. The FAQs released on April 6 clarify the definitions of capital and high-volatility commercial real estate (HVCRE), and address issues concerning other real estate and off-balance-sheet exposures, and separate account and equity exposures to investment funds, among other topics. For example, the FAQs clarify that a banking organization's investments

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