ARTICLE · 07 FEBRUARY 2014

HUD And FHA Begin Accepting eSignatures On Certain Mortgage Forms

Kilpatrick Townsend & Stockton LLP

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On January 30, 2014, the U.S. Department of Housing and Urban Development issued Mortgage Letter 2014-03, Electronic Signatures, announcing that the Fair Housing Administration will begin accepting electronic signatures, in lieu of handwritten signatures, on documents associated with mortgage loans.

United StatesFinance and Banking

Michael Mancusi

Stephen Donahoe

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On January 30, 2014, the U.S. Department of Housing and Urban Development ("HUD") issued Mortgage Letter ("ML") 2014-03, Electronic Signatures, announcing that the Fair Housing Administration ("FHA") will begin accepting electronic signatures, in lieu of handwritten signatures, on documents associated with mortgage loans. FHA will begin accepting electronic signatures immediately, provided that the mortgagee complies with the standards provided in ML 2014-03.

Prior to the issuance of ML 2014-03, FHA only allowed electronic signatures on third party documents for forward mortgages pursuant to ML 2010-14, Electronic Signatures on Third Party Documents. ML 2014-03 now authorizes the use of electronic signatures on the following documents:

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