FINRA Triples Long-Standing Annual Gift Limit

Highlights

• The Financial Industry Regulatory Authority (FINRA) amended Rule 3220 to increase the annual gift limit to $300 per recipient, tripling the long-standing $100 limit.
• Rule 3220 formally integrates long-standing interpretive guidance, clarifying valuation methods and expressly excluding certain personal, bereavement and de minimis gifts from the $300 limit.
• Member firms must update their written supervisory procedures, expense tracking systems and employee training to ensure accurate aggregation and supervision under the new $300 threshold.

The U.S. Securities and Exchange Commission (SEC) on February 12, 2026, approved the Financial Industry Regulatory Authority's (FINRA) amendment to Rule 3220 (Influencing of Rewarding Employees or Others), commonly referred to as the "Gifts Rule."