Court Rejects Plaintiff's FCRA Claims On Summary Judgment

In Ritchie v. Northern Leasing Systems, Plaintiff alleged twelve "myriad causes of action" ranging from civil RICO claims to federal fair credit statutes arising from Plaintiff's lease of certain business equipment from Defendants. Plaintiff Patricia Ritchie applied for credit card processing services and a credit card machine for her business through a company called Merchant Made Easy ("MME"). MME provided the lease to Defendants Lease Financing Group ("LFG") and Northern Leasing Systems ("Northern"). After receiving the lease, Northern and LFG requested and obtained Ritchie's credit report from Experian. Ritchie subsequently stopped operating her business and stopped making payments on the equipment. After Ritchie's default, Defendants again accessed her credit report from a credit reporting agency ("CRA").