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ARTICLE · 12 JULY 2023

Analyzing 10 Years Of CFPB Enforcement Activity

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It has been over 10 years since the Consumer Financial Protection Bureau (CFPB) started publicly enforcing federal consumer finance laws. In that time the CFPB has launched...

United StatesFinance and Banking
Ankura Consulting Group LLC
Ankura Consulting Group LLC

It has been over 10 years since the Consumer Financial Protection Bureau (CFPB) started publicly enforcing federal consumer finance laws. In that time the CFPB has launched 325 actual legal cases (or actions) of public litigation. Let us examine this history of enforcement to see what patterns emerged. What issues is the CFPB prioritizing? How have the enforcement concerns evolved in recent years? Who have been the targets?

We can investigate this analytically using the attached PDF data table compiled from data on the CFPB website1. Our analysis of these 325 cases reveals useful trends and meaningful takeaways for any company engaged in consumer finance activity.

Various Channels of Enforcement

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