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ARTICLE · 10 JULY 2023

Nevada Passes Legislation Creating Licensing Requirements For Earned Wage Access Providers

Littler Mendelson
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On June 15, 2023, Nevada Governor Joe Lombardo signed SB 290, which requires early wage access (EWA) providers to obtain a license from the Commissioner of Financial Institutions.

United StatesEmployment and HR
William Weissman
William Weissman
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On June 15, 2023, Nevada Governor Joe Lombardo signed SB 290, which requires early wage access (EWA) providers to obtain a license from the Commissioner of Financial Institutions. This is the first EWA law enacted by any state.

Early Wage Access Generally

EWA grants workers immediate access to wages they have already earned before their regular payday. This allows for a more flexible cashflow for the employee in between pay cycles. Granting workers access to their wages when they need it can provide them more control over their money, which allows them to better respond to unexpected expenses.

EWA can also benefit the employer. Implementing EWA programs can improve employee retention because it allows employees to meet financial needs in between paydays without imposing substantial burdens on the employer. EWA can easily be integrated with an employer's payroll provider without interfering with an already-existing pay schedule.

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