Opening The Floodgates

Property damage caused by flooding and natural disasters

Recently, no one can have failed to be aware of the dreadful consequences of floods on personal property. Thousands across the UK have had to leave their homes and watch from a distance as the places they love are left at the mercy of the elements. Not only is there trauma in the actual event, but also in the knowledge of all the time and money that will need to be expended on the inevitable cleanup. Although in many cases insurance will be able to cover the damage, an understanding of the legal position can still ensure property owners are adequately protected.

What duties do I owe to my neighbour?

At common law, a landowner owes a duty to his neighbour to take reasonable steps to prevent damage being caused by natural events, such as heavy rains or landslides, which he knows may occur or should have reasonable foresight of potentially happening.