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PODCAST · 11 FEBRUARY 2025

Navigating Latent Defect Insurance For Developers And Owners (Podcast)

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In this episode of Construction Blueprints, our experts dive into the world of latent defect insurance, exploring its benefits in the wake of high-profile contractors' demise and how it can protect developers and owners.

United KingdomReal Estate and Construction
Matthew Cullum
Matthew Cullum

In this episode of Construction Blueprints, our experts dive into the world of latent defect insurance, exploring its benefits in the wake of high-profile contractors' demise and how it can protect developers and owners.

They also discuss the best time to secure a latent defect insurance (LDI) policy and the extra safeguards it provides against contractor insolvency.

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Navigating LDI for developers and owners

Transcript for this episode

PETER WALLACE: If you have, say, 50, 60 million pounds of installations from a mechanical-electrical point of view, then you might see a 10 million M&E limit on the policy. And that is a function of those two things, limited markets and positive alternative guarantees and warranties. Because it's easier to find the source of a defect in a mechanical-electrical system than it is in a lump of concrete.

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