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ARTICLE · 24 DECEMBER 2024

When Illegal Acts Don't Drive Away Your Claims

A&O Shearman
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In *Ali v HSF Logistics*, the Court of Appeal ruled that a driver with an expired MOT certificate could still claim damages for a hire car after a crash, emphasizing proportionality and rejecting the "causation defence".

United KingdomLitigation, Mediation & Arbitration

In Ali v HSF Logistics, the Court of Appeal considered the illegality defence (aka ex turpi causa) that a claimant should not be able to pursue a cause of action arising from its own illegal act. It held that not having a valid MOT certificate did not prevent a driver from claiming damages for a hire car following a crash with a lorry.

No MOT

A's Volvo, whose MOT certificate had expired some four and a half months prior, was negligently damaged and rendered unroadworthy by an HSF Logistics lorry. A brought a credit hire claim for hiring a replacement vehicle whilst his car was being repaired.

Lower courts: the "causation defence"

The County Court and High Court found that A's claim failed on the basis of what was termed the "causation defence": namely that A suffered no loss as a result of the tort committed by the lorry driver as A did not have a vehicle that was usable prior to the accident, so it followed that there could be no claim for loss of use.

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