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ARTICLE · 03 JUNE 2019

Underwriting Property To Save The Environment

Local authorities and their insurers have to balance the risk to property presented by trees against broader environmental considerations.

United KingdomInsurance

Local authorities and their insurers have to balance the risk to property presented by trees against broader environmental considerations.

According to Yuval Noah Harari's best-selling book Sapiens, one possible reason why humans are so emotionally attached to trees is that we harbour primal memories from an early stage of our evolution in which trees were our homes. Certainly, trees play a central role in our faith, legend and history: the trees of life and of knowledge in the Garden of Eden; the Bodhi fig tree beneath which Buddha meditated; the world ash Yggdrasil of Norse legend; and the royal oak that hid the future Charles II and gave its name to pubs across the country.

Whatever the reason for our affinity with trees, it was clearly evident on the streets of Sheffield last year when council contractor Amey was the focus of protests about its felling of around 5,500 trees. Residents accused Amey and Sheffield City Council of cutting down mature trees to

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