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ARTICLE · 12 JULY 2019

FIG Bulletin, 5 July 2019

The Financial Conduct Authority (FCA) has launched a Credit Information Market Study and published the Terms of Reference for the study.

United KingdomFinance and Banking

GENERAL

FCA MS19/1: Credit Information Market Study 

The Financial Conduct Authority (FCA) has launched a Credit Information Market Study and published the Terms of Reference for the study. 

The market study will focus on the following themes:

  • the purpose, quality and accessibility of credit information;
  • market structure, business models and competition; and
  • consumers' engagement and understanding of credit information and how it impacts their behaviour.

In exploring these themes, the market study will assess how the sector is working now and how it may develop in the future. It will also look at how the markets for credit information work in some other countries and what the UK market might learn from them.

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