Quick Answer
A cheque returned for no or insufficient funds can be an executive instrument under Article 667 of Federal Decree-Law No. 50 of 2022. The holder may request compulsory execution.
Ordinary lack of funds is not automatically the former criminal offense. Criminal liability remains for defined conduct, including certain payment-stop instructions, account closure or depletion, obstructive signatures, and forgery.
The bank return reason controls the first step. Keep the original cheque, the dated bank statement, presentation proof, and the records behind the debt.
Presentation, recourse, and enforcement periods require separate review. Court measures such as attachment or a travel restriction are subject to legal conditions and judicial orders.
