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ARTICLE · 10 DECEMBER 2025

Anayasa Mahkemesi Kanuni Faiz Hükmünü İptal Etti

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Anayasa Mahkemesi; kanuni faiz oranının enflasyon karşısında mülkiyet hakkını ihlal ettiğine karar vermiş, ilgili hükmü sözleşme dışı borç ilişkileri kapsamında iptal etmiştir.

TurkeyLitigation, Mediation & Arbitration
Lale Defne Mete
Lale Defne Mete
Tutku Şen Demirel
Tutku Şen Demirel
Berke Şengün
Berke Şengün
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Anayasa Mahkemesi ("AYM"), 22.07.2025 tarihli 2025/164 K. sayılı kararıyla ("Karar") sözleşmeden kaynaklanmayan borç ilişkileri için kanuni faiz hükmünü iptal etmiştir. Karar, 1 Aralık 2025 tarihli Resmî Gazete'de yayımlanmıştır. Karar'da, sözleşmeden kaynaklanmayan borç ilişkilerinde faiz ödenmesi gereken hâllerde ödemenin yıllık %12 oranda yapılacağına dair kural, mülkiyet hakkına aykırı kabul edilmiştir. Zira faiz alacağı mülkiyet hakkı kapsamındadır ve yıllık %12 veya Cumhurbaşkanı'nın bir kat artırarak %24'e çıkardığı kanuni faiz oranı, paranın enflasyon karşısındaki değer kaybını telafi edememektedir. Karar, 1 Eylül 2026'da yürürlüğe girecektir.

i. İtiraz Konusu Olay ve Kapsam

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