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ARTICLE · 20 MARCH 2020

Erken Ödeme Ücreti Sınırlamalarında Değişiklik

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2020/4 sayılı Bankalarca Ticari Müşterilerden Alınabilecek Ücretlere İlişkin Usul ve Esaslar Hakkında Tebliğ'in ("Tebliğ") erken ödeme ücretini düzenleyen 11. maddesi değiştirildi.

TurkeyFinance and Banking
Muhsin Keskin
Muhsin Keskin
Umur Güçlü
Umur Güçlü
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Yeni Gelişme

2020/4 sayılı Bankalarca Ticari Müşterilerden Alınabilecek Ücretlere İlişkin Usul ve Esaslar Hakkında Tebliğ'in ("Tebliğ") erken ödeme ücretini düzenleyen 11. maddesi değiştirildi.

Değişiklik Neler Getiriyor?

  • Kredilerin erken kapatılması halinde bankalar tarafından alınabilecek erken ödeme ücreti oranları döviz cinsi veya dövize endeksli kredilerde bir puan artırımlı olarak uygulanacaktır.
  • Faiz oranının değişken olarak belirlenmesi halinde erken ödeme ücreti talep edilemeyeceğine ilişkin sınırlama kaldırılmıştır.

Sonuç

Tebliğ'in önemli bölümünün yürürlüğe gireceği 1 Nisan 2020 tarihi öncesinde, tartışma konusu olan hususlar aydınlanmaya başladı.

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