The Swiss Insurance Contract Act

Federal Act on the Insurance Contract (Insurance Contract Act, ICA)

of 2 April 1908
(as of 1 January 2022)

1st Chapter: General provisions

1st Section: Conclusion of the Contract

Art. 1

Insurance contract application

1 Anyone who has applied to the insurance company to conclude an insurance contract and has not set a shorter time limit for acceptance, remains bound for 14 days.

2 If the insurance requires a medical examination, the applicant remains bound for four weeks.

3 The time limit starts running upon delivery or transmission of the application to the insurance company or its agent.

4 The applicant is no longer bound if the insurance company's declaration of acceptance has not reached him* before the expiry of the time limit.