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ARTICLE · 26 JANUARY 2026

Singapore CPF Changes Effective 1 January 2026

Nexdigm Private Limited
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The Singapore Government continues its measured approach to CPF reforms to strengthen retirement adequacy, while giving businesses time to adjust.

SingaporeEmployment and HR
Nexdigm Private Limited
Nexdigm Private Limited
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Why This Matters?

The Singapore Government continues its measured approach to CPF reforms to strengthen retirement adequacy, while giving businesses time to adjust. From 1 January 2026, employers will see the final phase of changes to CPF wage ceilings and contribution rates. Early payroll readiness is critical to avoid compliance risks and operational issues.

Key Change 1: CPF Ordinary Wage (OW) Ceiling Increase

The CPF Ordinary Wage (OW) ceiling will increase to SGD 8,000 per month, up from SGD 7,400 in 2025.

No Changes to:

  • CPF Annual Salary Ceiling: SGD 102,000
  • Additional Wage (AW) Ceiling
  • CPF Annual Limit: SGD 37,740

Key Change 2: CPF Rate Increase for Senior Employees

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