ASIC also expects that licensees have at least two RMs to oversee all the financial services offered by the licensee.

Issuing a financial product is a financial service and, therefore, would seem to require the issuer to hold an AFSL.

Without a robust shareholders' agreement, uncertainty or disagreements can cause disruption and be costly to resolve.

BNPL providers should consider this new regulatory regime and be ready to comply with new credit licensee obligations.

Launching a new product today is trickier than it's ever been.

Explores legal requirements covering the collection, security & retention of information & lessons from recent data breaches.

Regulators expect financial services licensees to support their clients throughout this current period of uncertainty.

As companies emerge from the COVID-19 crisis, with relief measures ending, several business law issues are expected.

It pays to understand super trustees' obligations as modified by the DBFO Act when it comes to advice fees.

The CCIV will provide fund managers in Australia with much greater choice of fund structure for more varied applications.

As a reporting entity, you must identify roles within your governance structure.

The article explains key terms and concepts to help piece together a framework to engage in crypto conversations.

The expanded UCT regime will apply to standard form contracts entered into, renewed, or varied from 10 November 2023.

The issue of wholesale client eligibility has recently been attracting increased attention as an area in need of reform.

The changes may catch many existing and aspiring AFSL holders unaware and could make AFSL applications more difficult.

The existing financial services regulatory regime should be expanded to incorporate regulation of the crypto ecosystem.

If buying an AFSL business, be aware of the myriad of laws, regulations, regulatory guides and professional obligations.

Compliance Committees in financial services help an entity to monitor its compliance with its regulatory obligations.

The article is intended for Australian SMEs and is not directed to large enterprises with a highly unionised workforce.

To successfully navigate the new breach reporting regime, ACL holders will need to have written procedures.