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A newly launched academic institute aims to reshape consumer financial services regulation through a policy framework emphasizing consumer choice, market competition, and innovation. Professors Todd Zywicki and Tom Miller discuss their Institute for Consumer Financial Choice, its research priorities spanning military lending to cryptocurrency, and strategies for influencing legislation and regulatory policy.

President Trump has nominated Stuart Levenbach, an Associate Director of the Office of Management and Budget, as CFPB director.

On May 12, 2026, we produced a 90-minute webinar in which we explored one of the most important and rapidly developing issues in consumer financial services law...

President Trump has nominated Stuart Levenbach, an Associate Director of the Office of Management and Budget, as CFPB director.

What if better disclosure works differently for different consumers, and what if a disclosure that improves decision-making overall can actually worsen outcomes for financially vulnerable consumers? These provocative questions are explored through a discussion of groundbreaking research that challenges conventional assumptions about consumer protection regulation.

The cruise ship industry has been subject to dozens of lawsuits in the wake of the COVID-19 pandemic.

These folks make for fun – if occasionally zany – clients.

Overlapping delays partly caused by a contractor and partly by an owner — known as concurrent delays — typically nullify the assessment of liquidated damages in a breach of contract dispute.

In response to President Trump's Executive Orders taking action against "illegal DEI" programs, individual federal agencies have begun incorporating certification requirements into grant programs...

Employers who have felt undecided about rolling out mandatory employee arbitration agreements because of legal uncertainties can now hit the gas with more confidence.

The Consumer Financial Protection Bureau is mandating a full return to office for its 1,100 employees, requiring them to report five days a week to a new Washington, D.C. headquarters starting this summer.

The U.S. Department of Labor announced a Final Rule on December 22, 2020, that clarifies tip pooling for employees in the food service and hospitality industry, as well as how the tip credit...

You already know that most ERISA plans allow the Plan to reduce or offset long term disability payments by amounts the disabled worker

We all are seeing more "breach of fiduciary duty claims" asserted in lawsuits seeking ERISA-governed benefits. As you know, ERISA allows participants, beneficiaries, and the Secretary of Labor...

Sometimes an ERISA-governed disability benefit claim is denied on a specific issue that precludes the need for a full development of the record on the merits of the claim.

This evidence may be sufficient for the court to sustain a conclusion that the job was not sedentary.

On May 4, 2020, The Department of Labor (DOL), the Department of the Treasury, and the Internal Revenue Service issued the final ruling, linked here final ruling

What happens when a claimant asserts totally disability… caused by subjective physical pain and mental illness?