Amendments to the Financial Intelligence Centre Act, 2001 ("FICA") have changed the definition of accountable institutions, raising important considerations for credit providers, including those of offer incidental credit.

Parents and students are gearing up for the new school year. This is an expensive exercise – especially for those in need of first-time or new school uniforms.

As schools reopen, a concerning issue for many parents is bullying. This is justifiable, particularly in the South African context, where there have been increasing reports of cases of bullying in schools...

So you have been stressing for months about unpaid rent due from your tenant, and you are unsure how to remedy the situation. On top of that, you are unsure if you may evict your tenant legally, ...

Thousands of consumers make use of the services of a broker, to procure insurance from an insurance company. In such instances, two separate agreements come into existence.

A consumer is "blacklisted" when defaulting on a specific account. It is important to take note that it is not the consumer itself being listed, but rather the consumer's credit information...

Private education in South Africa is increasingly viewed as a potentially lucrative industry, with some private schools flourishing into substantial business entities, amassing millions of Rand in profit.

Teenage pregnancy remains a fundamental crisis amongst the youth in South Africa, particularly amongst high school pupils. Over the years, there has been an increasing number of calls for greater

To be held "strictly liable", what exactly does this mean?

Most sale agreements of immovable property contain a clause in terms of which the purchaser thereof agrees to buy the property voetstoots.

After extensive investigations into a company importing and selling counterfeit branded roller bearings, the Adams & Adams Anti-Counterfeiting Team assisted the HAWKS (SAPS) with simultaneous search and seizure operations in 3 Provinces.

A new Code of Conduct (Code) for the Consumer Goods and Services (CGS) industry has been released and takes effect on 30 April.

There are various tax implications that arise in relation to franchise arrangements and it is important to consider the tax treatment of the various types of income received and expenditure incurred by both franchisors and franchisees.

South Africa's buy-now-pay-later sector faces heightened regulatory scrutiny as the Reserve Bank flags potential household financial stress risks. As BNPL products blur the lines between payment innovation and consumer credit, the debate centers on whether current regulatory frameworks adequately address affordability assessments, bureau reporting, and consumer protection in this rapidly growing market.

The Short-term Insurance Act is exempt from the provisions of the CPA for a period of 18 months until 1 October 2012. Those insurance sector lows must be aligned with the consumer protection measures in the CPA or the provisions of the CPA will apply to insurers.

In a product business model, firms create value by developing differentiated products for specific customer needs, and they capture value by charging money for those items.

There has been a steady move towards a property industry that is more consumer-focused and offers consumers more protection.

On 13 August 2025, the Department of Trade, Industry and Competition published the draft National Credit Act Amendment Regulations in the Government Gazette, proposing amendments to various Regulations under the National Credit Act 34 of 2005 (NCA), including Regulations 18,19 and 23A.

The Consumer Goods and Service Ombudsman (the Ombud) was established by the Consumer Goods and Services Industry Code of Conduct (the Code).

Consumers have all experienced the satisfaction of making a really great purchase, whether it be something that they have held out on purchasing till the time was right...