Phase one introduced five ‘Protected Grounds' (race, disability, carer status, sexual orientation and religion or belief) and prohibited discrimination, harassment and victimisation on the basis of those Protected Grounds...

Pension schemes face a range of risks and trustees should understand and manage those risks. Risks for most schemes cover a range of challenges such as market risk, counterparty risk

A few years ago, I suspect that very few people would have understood what was meant by ESG and those who did probably saw it as an esoteric sub-group of marginal interest.

On 21 August 2015, the Billet d'État XVI 2015 (the "Billet") published the much-awaited proposals to amend Guernsey pensions legislation in reaction to the new "flexibilities" introduced in April 2015 to the UK pensions regime.

In June 2017 Guernsey announced plans to introduce a new regulatory framework for the provision of pensions and pension services.

QROPS schemes are a good option for people who intend to leave the UK indefinitely but Tim Parkes, director, Carey Pensions and Benefits, Guernsey, says advisers need to be aware of less reputable jurisdictions and providers.

Family practitioners are well-versed in avoiding potential pitfalls of implementing and enforcing settlements agreed in the family courts

Pension funds that operate defined benefit schemes are exposed to longevity risk; the risk that their pensioners live longer than predicted.

Creating a national workplace pension system is a significant challenge for any country, but for island nations with smaller populations, more limited resources and the need for tailored engagement...

Pension funds that operate defined benefit schemes are exposed to longevity risk; the risk that their pensioners live longer than predicted.

Darren Gibbs, Head of Pensions at Marlborough Trusts says that QROPS are by far the most visible international pension products but other solutions, such as Section 615 Plans and the International Pension Plan, are available. But what are the advantages of these alternative pension products?

Pension funds that operate defined benefit schemes are exposed to longevity risk; the risk that their pensioners live longer than predicted.

Peter Niven, Chief Executive of Guernsey Finance, looks at how the Island has created an environment which helps QROPS business flourish. This is to the extent that Guernsey is recognised as the pre-eminent jurisdiction for QROPS and related business and the Island is taking all necessary steps to maintain that good reputation.

UK Sipps are frequently sold to expatriates, despite their disadvantages in terms of tax and succession, many of which can be avoided by transferring to a QROPS, says Rex Cowley, Head of Offshore Distribution Partners, Close Offshore Group

Despite intense competition from other jurisdictions, Guernsey has emerged as a location of choice for expats seeking to transfer their pension arrangements out of the UK.

The crisis caused by budget deficits – and the austerity measures being brought in by governments in response – means that IFAs might need to reconsider pension options for their clients, says Rob Shipman, Managing Director of Sovereign Trust (Channel Islands).

This was an important date for pension providers in Guernsey for two reasons.

The CIFO model is in many ways similar to the UK's Financial Ombudsman Service.

Alison Vine, Tax Director at Ernst & Young in Guernsey, explains the advantages of establishing or transferring your pension abroad if you are not staying in the UK. The top rate of income tax in the UK is 50%, contributions into UK pension schemes are qualifying for less and less relief, and the fiscal position of the UK is worrying.

On 17 December 2025, The Committee for Employment and Social Security outlined its priorities for 2026 and beyond. The following is a brief overview of the Committee's priorities for 2026 and why employers need to prepare.