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© 2026 Legalease Ltd. All rights reserved

Registered company in England & Wales No. 02427356 VAT GB 321 5727 22

Registered address: 188 Fleet Street, London, EC4A 2AG

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  • Article

    The Retirement You Haven’t Planned For

    Many people plan for an idealized retirement filled with travel and leisure, but what happens when reality diverges from expectations? This article explores the financial flexibility needed to navigate early retirement, changing priorities, market volatility, and unexpected life circumstances that can reshape your retirement journey in Spain.
    SpainWealth Management
    Spectrum IFA Group
    Spectrum IFA Group
  • Article

    What If Spain Doesn’t Work Out?

    What happens to your investments, pensions, and tax position when you decide to leave Spain? Many expats build financial plans that only work in their current location, but life circumstances change. Understanding how to maintain financial flexibility across borders ensures your money doesn't prevent you from making future life choices.
    SpainWealth Management
    Spectrum IFA Group
    Spectrum IFA Group
Article

Your Retirement Journey Shouldn’t Be A Bumpy Ride

For retirees living abroad who depend on investment income, a disciplined fund manager with a repeatable process can make the difference between financial stability and constant worry. This analysis examines why consistency in returns matters more than spectacular gains when you're taking regular withdrawals, and how sequence-of-returns risk can significantly impact your retirement capital.
SpainWealth Management
Spectrum IFA Group
Spectrum IFA Group
  • Article

    Occupational Pension Reform In Spain: What Will Change?

    Major occupational pension reforms in Spain would facilitate access to employment-linked pension provision for low and middle-income workers...
    SpainEmployment and HR
    Ius Laboris
    Ius Laboris
  • Article

    Retirement Isn’t The Finish Line

    Retirement planning extends far beyond accumulating a target number. This analysis explores why your financial decisions become more critical after you stop working, examining how to ensure your wealth can sustain your desired lifestyle for potentially 20, 30, or even 40 years while accounting for market volatility, inflation, and unexpected life events.
    SpainWealth Management
    Spectrum IFA Group
    Spectrum IFA Group
  • Article

    I Have Moved To Spain – What Should I Do With My UK Pension?

    Moving to Spain with a UK pension raises important questions about whether to transfer your pension overseas or leave it in place. Understanding your existing pension arrangements, tax implications, and how they fit into your new life in Spain is essential before making any transfer decisions.
    SpainWealth Management
    Spectrum IFA Group
    Spectrum IFA Group
  • Article

    Modificación de la extinción del contrato por Incapacidad Permanente

    El pasado día 1 de mayo de 2025 entró en vigor la Ley 2/2025, de 29 de abril, que elimina la extinción automática del contrato de trabajo por incapacidad...
    SpainEmployment and HR
    Toda & Nel-lo
    Toda & Nel-lo
  • Article

    Real Decreto-Ley 5/2019, De 1 De Marzo, Por El Que Se Adoptan Medidas De Contingencia Ante La Retirada Del Reino Unido De Gran Bretaña E Irlanda Del Norte De La Union Europea Sin Que Se Haya Alcanzado El Acuerdo Previsto En El Articulo 50 Del Tratado

    El pasado dos de marzo se publicó en el Boletín Oficial de Estado el Real Decreto-ley 5/2019, de 1 de marzo, por el que se adoptan medidas de contingencia ante la retirada ...
    SpainEmployment and HR
    Perez Llorca
    Perez Llorca
  • Article

    Tax Regulations For 'Inpatriate' Employees

    Many countries have special tax regimes designed to attract qualified staff from abroad, and this is part of a series of articles in which we are covering some of these regimes.
    SpainEmployment and HR
    Ius Laboris
    Ius Laboris
  • Article

    Imagine It’s 2036: Would Your Financial Plan Still Work?

    What if your financial circumstances in 2036 look completely different from what you planned in 2026? This article explores why expats living in Spain need flexible financial arrangements that can adapt to life's unexpected changes, from property sales to relocations to longer lifespans.
    SpainWealth Management
    Spectrum IFA Group
    Spectrum IFA Group
  • Article

    Recent Legislative Developments In Spanish Labor Law

    With the start of 2015, a number of legislative developments will have a direct effect on employment and Social Security regulations.
    SpainEmployment and HR
    Jones Day
    Jones Day
  • Article

    Tipología de los fondos de pensiones en función de su inversión

    La Orden ECM/973/2026 establece una nueva tipología para clasificar los fondos de pensiones según su política de inversión, desarrollando aspectos ya incorporados en la normativa reguladora. ¿Cómo afectará esta clasificación a la transparencia y comparabilidad de los fondos para los partícipes? La norma busca clarificar las vocaciones inversoras y simplificar el mapa inversor existente mediante categorías definidas que agrupen fondos con características
    SpainFinance and Banking
    Gómez-Acebo & Pombo
    Gómez-Acebo & Pombo
  • Article

    Pensión de jubilación de los trabajadores a tiempo parcial: desigualdad de trato respecto a los trabajadores a tiempo completo y discriminación indirecta por razón de sexo

    respecto a los trabajadores a tiempo parcial, se aplica una reducción del periodo de cotización.
    SpainEmployment and HR
    Perez Llorca
    Perez Llorca
  • Article

    Should I Move My Investments Before Moving to Spain?

    Planning a move to Spain raises important questions about your existing investments, pensions, and savings. Should you restructure everything before relocating, or can your current arrangements continue to work effectively once you become a Spanish tax resident? Understanding the timing and implications of financial decisions during a change in tax residence can help you avoid costly mistakes and ensure your wealth management strategy aligns with your new circumstances.
    SpainWealth Management
    Spectrum IFA Group
    Spectrum IFA Group
  • Article

    Murcia Reduces Income Tax For 2022

    The Autonomous Community of Murcia has increased the income tax rate bands that apply to ‘general' income, as a consequence of the recent rises in inflation.
    SpainTax
    De Giorgio Wealth Management
    De Giorgio Wealth Management
  • Article

    Employment Alert: Legal Contribution Rules For 2018

    Last Monday, 29th January 2018, Order ESS/55/2018, of 26th January, was published in the Official State Gazette ("BOE"), by which the legal rules on social security contributions ...
    SpainEmployment and HR
    Andersen Tax & Legal
    Andersen Tax & Legal
  • Article

    De 26 A 30 Dezembro De 2016 Novidades Legislativas E Regulamentares Mais Significativas

    Procede à segunda alteração à Lei n.º 50/2007, de 31 de agosto, alterada pela Lei n.º 30/2015, de 22 de abril, consagrando medidas legislativas que visam reforçar a eficácia do combate à corrupção desportiva.
    SpainStrategy
    Iberian Lawyer
    Iberian Lawyer
  • Showing 21–37 of 37 results

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